Nghe An people are informed about legal policies on deposit insurance

Quang An DNUM_CEZAFZCACE 12:02

(Baonghean.vn) - On the morning of May 24, the Deposit Insurance of Vietnam in the North Central region coordinated with the State Bank of Vietnam, Nghe An province branch and Nghi Hoa People's Credit Fund to organize a conference to disseminate policies and laws on deposit insurance.

Attending the conference were representatives of the leaders of the Deposit Insurance of Vietnam, the State Bank of Vietnam, Nghe An branch, the Deposit Insurance of Vietnam, North Central branch, Nghi Hoa People's Credit Fund, and people in Nghi Loc district.

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Overview of the conference. Photo: Quang An

The conference aims to disseminate to depositors the contents related to policies and laws on deposit insurance; issues related to organizations participating in deposit insurance as well as depositors that need to be concerned; thereby contributing to bringing policies and laws on deposit insurance into life.

Vietnam Deposit Insurance currently protects depositors' deposits at 1,279 insured institutions, including 96 banks and foreign bank branches, 1 cooperative bank, 1,178 People's Credit Funds and 4 microfinance institutions.

Depositors' deposits at these institutions are protected by the Vietnam Deposit Insurance Corporation in accordance with current law. The North Central Branch of the Vietnam Deposit Insurance Corporation is currently assigned to manage 233 deposit insurance participating institutions from Ninh Binh to Quang Binh.

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Officers of the North Central Region Deposit Insurance disseminate legal policies on deposit insurance. Photo: Quang An

Speaking at the conference, Mr. Nguyen Loc Anh - Deputy Director of the State Bank of Vietnam, Nghe An branch, said: In recent years, the Deposit Insurance Branch of the North Central region has closely coordinated with the local Bank for Social Policies Branch in the process of implementing professional activities of inspection, supervision, examination and special control. At the same time, sharing information fully and effectively and promptly handling arising situations to ensure the safe operation of the banking credit institution system.

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People of Nghi Loc district listen to policies and regulations on deposit insurance. Photo: Quang An

However, in addition to the majority of credit institutions operating safely and effectively, in recent times, there have been some organizations participating in deposit insurance in the area that have shown signs of not being in compliance with current legal regulations in monetary and banking credit activities. A number of depositors have not promptly and fully grasped the legal rights and interests of depositors according to the provisions of law. Therefore, strengthening the dissemination of policies and laws on deposit insurance and developing digital banking products and services for People's Credit Funds is very appropriate, encouraging and needs to be maintained and promoted in the coming time.

Mr. Ngo Quang Luong - Full-time member of the Board of Directors of the Deposit Insurance of Vietnam said: Through the assessment of the supervision and inspection work of the Deposit Insurance of Vietnam, it shows that the operation of organizations participating in deposit insurance in Nghe An province has grown quite well, operating safely, stably and with a tendency towards sustainable development. The Deposit Insurance of Vietnam always strives to coordinate with the State Bank of Vietnam, Nghe An branch, to accompany organizations participating in deposit insurance in general and the People's Credit Fund System in particular, contributing positively to the process of supporting organizations participating in deposit insurance to access and mobilize maximum idle capital from the population, minimize savings and credit, and promote local economic development in Nghe An province.

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People ask questions related to deposit insurance. Photo: Quang An

At the conference, people in Nghi Hoa commune and neighboring localities watched video clips and skits about the benefits of deposit insurance. At the same time, officers of the Deposit Insurance of Vietnam, North Central Branch, disseminated policies, laws and operations of the Deposit Insurance of Vietnam as well as the North Central Branch.

At the conference, people also raised questions and opinions on the field of deposit insurance. In particular, focusing on issues such as: Characteristics to identify whether deposits are insured or not; Rights of depositors; Do members of credit funds have the right to supervise the activities of credit funds or not; How are the inspection and supervision of credit funds carried out by competent authorities...

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Leaders of units directly respond to people's petitions. Photo: Quang An

People's opinions have been gradually answered by the leaders of the Deposit Insurance of Vietnam and the North Central Branch, the State Bank of Vietnam Nghe An Branch, helping people better understand deposit insurance policies, the implementation of legal regulations, and issues related to protecting the rights and legitimate interests of depositors.

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Nghe An people are informed about legal policies on deposit insurance
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