New policies related to people's lives take effect from July 1, 2025

Many changes in administrative procedures from July 1, 2025 will be applied according to 28 Decrees on decentralization.

From July 1, 2025, there will be 28 Decrees on decentralization and delegation of authority taking effect. Among them, a series of new procedures will change the competent authority to resolve. These include:

The People's Committee at the commune level is allowed to issue the first red book to the people. This is the content stated in Article 18 of Decree 151/2025/ND-CP if all conditions for issuing the red book are met, including no disputes, compliance with planning and no violation of land laws...

The People's Committee at the commune level is authorized to certify translations from foreign languages ​​into Vietnamese or vice versa under the authority of the People's Committee at the commune level...

Instead of being applied according to district level as before, from July 1, 2025, the official minimum wage will be divided according to commune level according to Decree 128/2025/ND-CP...

The application for household registration can be submitted to any commune-level People's Committee where the individual resides. The individual's place of residence is determined according to the provisions of the law on residence as prescribed in Clause 1, Article 5 of Decree 120/2025/ND-CP...

More cases must pay social insurance according to the Social Insurance Law 2024

One of the important Law projects related to millions of people across the country is the Social Insurance Law 2024, which will take effect from July 1, 2025.

Accordingly, some notable contents of this Law that cannot be ignored include:

Employees working under indefinite-term labor contracts; labor contracts with a term of 1 month or more... are also subject to compulsory health insurance (the old regulation was contracts of 3 months or more...).

When paying social insurance from July 1, 2025 onwards, you cannot withdraw your social insurance at once if you do not fall into the following cases: Being old enough to receive pension but not having paid social insurance for 15 years; Going abroad to settle down.

People suffering from one of the following diseases: cancer, paralysis, decompensated cirrhosis, severe tuberculosis, AIDS...

Paying social insurance for 15 years will also entitle you to pension according to Article 64 of the Law on Social Insurance if you reach retirement age...

Officially replace tax code with identification number

As one of the Law projects that has a great impact on consumer tax policy nationwide from July 1, 2025, the Law on Value Added Tax 2024 also takes effect from July 1, 2025.

Accordingly, from July 1, 2025, taxpayers... will use personal identification numbers instead of tax codes. In particular, the personal identification number of Vietnamese citizens issued by the Ministry of Public Security is a 12-digit natural number sequence used instead of the tax code of individual taxpayers, dependents...

At the same time, when purchasing goods and services under 20 million VND, there must be a non-cash payment document, except in some cases prescribed by the Government.

Previously, according to Clause 2, Article 12 of the 2008 Law on Value Added Tax, goods and services purchased at a time with a value of less than 20 million VND did not need to have non-cash payment documents to deduct value added tax...

4 more groups are supported by the State to buy health insurance

The Law amending and supplementing a number of articles of the Law on Health Insurance, effective from July 1, expands the number of groups that are covered by the state budget for health insurance purchases.

One is the person receiving monthly social pension benefits, that is, from 75 years old and above and applies from 70 to under 75 years old belonging to poor and near-poor households. According to statistics, about 1.5 million people from 75 to 80 years old will receive social pension benefits from July 1.

Second is the group receiving monthly survivor benefits (due to the death of a relative, usually a spouse), including people aged 75 and over and those aged 70 to under 75 from near-poor households, while the current regulation is 80 years old.

Third is the group that participates in social insurance but has not yet reached 15 years, is old enough to retire but has not reached the age to receive pension benefits but receives monthly benefits from contributions to the Fund. This is the group that has no income and faces the highest health risks. Finally, there is the regular militia - a force ready to participate in sudden tasks such as natural disaster and epidemic prevention.

The amended law stipulates that the contribution level of these groups is a maximum of 6% of the reference level and is supported by the state budget. The current reference level is 2.34 million VND, equivalent to the maximum contribution level of the supported groups being 1.404 million VND per person per year.

VAT reduction policy from July 1, 2025 to December 31, 2026

On the morning of June 17, 2025, the National Assembly passed a Resolution of the National Assembly on reducing Value Added Tax. Accordingly, the National Assembly resolved:

A 2% reduction in the Value Added Tax rate, to 8%, applies to groups of goods and services except for the following groups of goods and services: Telecommunications; Financial activities, banking, securities, insurance, real estate business; Metal products, mining products (except coal); Goods and services subject to special consumption tax (except gasoline).

The Resolution takes effect from July 1, 2025 to December 31, 2026.

Union finances can be used to build social housing.

The revised Trade Union Law, effective from July 1, stipulates that trade union finances include union dues contributed by union members; state budget support; other revenue from cultural, sports and economic activities of trade unions; from projects assigned by the State; and legal aid from domestic and foreign organizations and individuals.

Union finances will be used to help union members, such as protecting their rights and teaching them new skills, organizing cultural and sports activities... In addition, the new law adds regulations that union money can also be used to build social housing for union members and workers to rent; build cultural, sports and related technical infrastructure to serve union members and workers.

The Vietnam General Confederation of Labor issues standards, norms, spending regimes, and management and use of trade union finances. The Government provides detailed regulations on the management and use of trade union funds by labor organizations in enterprises.

New regulations on tax payment on e-commerce platforms

Notably, according to the Resolution passed by the National Assembly on June 17, 2025, the value-added tax rate will be reduced from 10% to 8% for many groups of goods and services, applicable from July 1, 2025 to December 31, 2026.

However, some groups of goods and services are not subject to tax reduction, including: telecommunications, banking, securities, insurance, real estate, products subject to special consumption tax (except gasoline), metals and minerals (except coal)./.