Tricks to bypass credit officers to borrow money from young women

To scam people into buying iPhone 6 Gold, Galaxy A7 on installments, Linh "collected" dozens of ID cards and driver's licenses.

On November 10, Hanoi Police completed the investigation conclusion and proposed to prosecute Truong Thi Thuy Linh (33 years old, Dong Da district) for the crime of Fraudulent appropriation of property.

Authorities determined that on June 22, 2015, Linh went to a phone store on Ho Tung Mau Street (Cau Giay District) and pretended to be Le Hong Van (Hoan Kiem District) to buy an iPhone 6 Gold. She presented a photocopy of her ID card and household registration book with the name Le Hong Van to complete the procedures for a loan in installments from a foreign company.

Illustration photo.

The store staff compared the pictures in the documents with the reality and agreed to let her buy the phone in installments, worth nearly 17 million VND. Linh had to pay 50% of the total value of the phone in advance.

Seeing how easy it was to fool the credit officer, on July 6, 2015, Linh continued to use another person's name to go to a mobile phone store to commit fraud. She introduced herself as a friend of a man named Mai Xuan Hai and said that he had been approved for an online contract to buy a Samsung Galaxy A7 phone. Because Hai was sick, he asked her to come and do the paperwork for him.

Seeing her present photocopied documents related to Mr. Hai, the female credit officer took a picture of Linh to approve the loan to buy the phone above.

Linh signed Mai Xuan Hai on credit contracts, insurance contracts, loan applications and repayment plans… to complete the documents and buy the phone worth nearly 9 million VND. This time, Linh only had to pay 2 million VND in advance.

Five days later, the female monster's actions were discovered by the police. Authorities searched Linh's lodgings at a motel, confiscating 28 identity cards, household registration books, 11 driver's licenses, and health insurance cards that showed signs of being cut, pasted, or erased.

This suspect stated that the documents were given to him by 3 strangers, who asked him to bring them to stores to buy phones on installments and he was paid one million VND. However, the authorities determined that this statement was false, Linh had committed the fraud alone, appropriating more than 15 million VND.

Police determined that Linh had signs of forging seals and documents of agencies and organizations, so they continued to investigate.

According to authorities, the fact that financial companies lend money to buy electronic goods on installments... had loopholes like the above "inadvertently" allowed Linh to appropriate the money.

According to VNE