Tricks to fool credit officers to borrow money from young women

To scam people into buying iPhone 6 Gold, Galaxy A7 on installments, Linh "collected" dozens of ID cards and driver's licenses.

On November 10, Hanoi Police completed the investigation and proposed to prosecute Truong Thi Thuy Linh (33 years old, Dong Da district) for fraud and property appropriation.

Authorities determined that on June 22, 2015, Linh went to a phone store on Ho Tung Mau Street (Cau Giay District) pretending to be Le Hong Van (Hoan Kiem District) to buy an iPhone 6 Gold. She presented a photocopy of her ID card and household registration book with the name Le Hong Van to complete the procedures for a loan in installments from a foreign company.

Illustration photo.

The store staff compared the photo in the documents with the actual one and agreed to let her buy the phone in installments, worth nearly 17 million VND. Linh had to pay 50% of the total price of the phone in advance.

Seeing that it was easy to fool the credit officer, on July 6, 2015, Linh continued to use another person's name to go to a mobile phone store to commit fraud. She introduced herself as a friend of a man named Mai Xuan Hai and said that he had been approved for an online contract to buy a Samsung Galaxy A7 phone. Because Mr. Hai was sick, he asked her to come and do the paperwork for him.

Seeing her present photocopied documents related to Mr. Hai, the female credit officer took a picture of Linh to approve the loan to buy the phone above.

Linh signed Mai Xuan Hai on credit contracts, insurance contracts, loan applications and repayment plans… to complete the documents, buying the phone worth nearly 9 million VND. This time, Linh only had to pay 2 million VND in advance.

Five days later, the female monster’s actions were discovered by the police. Authorities searched Linh’s lodgings at a motel, confiscating 28 identity cards, household registration books, 11 driver’s licenses, and health insurance cards that showed signs of being cut, pasted, or erased.

This suspect claimed that the documents were given to him by three strangers, who asked him to take them to stores to buy phones on installments and pay him one million VND. However, the authorities determined that this statement was false, Linh had committed the fraud alone, appropriating more than 15 million VND.

Police determined that Linh had signs of forging seals and documents of agencies and organizations, so they continued to investigate.

According to authorities, the above loopholes in financial companies lending for installment purchases of electronic goods "accidentally" allowed Linh to appropriate the money.

According to VNE