All the information you need to know about Compulsory Insurance for cars and motorbikes
(Baonghean.vn) - Compulsory insurance for cars and motorbikes is not considered a normal commercial insurance product, but a policy that helps regulate social security, has a positive impact on traffic participants as well as contributes to raising the responsibility and awareness of traffic participants.
Traffic accidents are something no one wants, leaving behind serious and long-term consequences and sequelae, both human and material. In many cases, the person causing the accident is unable to compensate the victim for damages, leading to a deadlock, one party no longer has the mind to work, the other party loses the ability to work, the family no longer has support, giving rise to many consequences, greatly affecting fairness and social security.
Regarding the legal basis, the purchase of compulsory civil liability insurance for motorbike and scooter owners is based on the provisions of the Law on Insurance Business and the Law on Road Traffic. According to the Ministry of Finance, the regulation on the purchase of compulsory civil liability insurance for motorbikes and scooters is necessary and in accordance with the law, meeting practical needs to protect public interests and social safety, in line with the trend in the world.
Nowadays, people no longer have to go directly to the points of sale to buy compulsory TNDS insurance. They can easily buy compulsory car and motorbike insurance through many different channels such as insurance company offices, post offices, car dealerships and especially online at insurance company websites, e-commerce sites, e-wallets, etc.
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Compulsory car and motorbike insurance can now be purchased online and receive an electronic Certificate. |
In addition to the “online” insurance purchase procedure, the implementation of providing electronic insurance certificates to buyers in addition to traditional paper cards is considered a breakthrough when compared to the past, many motorbike owners often forgot to buy compulsory insurance just because they could not arrange time to go to the office or transaction point of insurance companies.
Understanding the terms, benefits and procedures for registration, presentation and request for compensation when an accident occurs is extremely necessary for every traffic participant. Here are all the points that we need to understand about this type of insurance:
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Everything you need to know about Compulsory Insurance for cars and motorbikes. |
Compulsory civil liability insurance for car and motorbike owners is a fair and necessary social security policy for a civilized, strong and safe community on all roads, ensuring social justice and responsibility as well as the rights of traffic participants without having to depend on the compensation ability of the party causing the accident, contributing to recovering human and property losses of related parties.