Which 5 groups of people are covered 100% of medical examination and treatment costs by the Health Insurance Fund?
According to current regulations, there are some groups of subjects whose health insurance fund covers 100% of the costs when going to medical facilities. This group of subjects also has some changes in their benefits from July 1, 2023 - when the basic salary increases.
According to Article 14 of Decree 146/2018, there are 5 groups of subjects entitled to 100% of medical examination and treatment costs.health insuranceinclude:
Group 1:The subjects are people with meritorious services to the revolution, war veterans, people receiving monthly social insurance benefits, people from poor households, ethnic minorities in difficult or especially difficult areas, relatives of people with meritorious services to the revolution, people aged 80 or older receiving monthly survivor benefits.
Second group:100% of medical examination and treatment costs are supported and there is no limit on the rate of payment for medicines, chemicals, medical supplies and technical services as prescribed by the Ministry of Health. These subjects include those who participated in the revolution before 1945; heroic Vietnamese mothers; war invalids, people who enjoy the same policies as war invalids, category B war invalids, sick soldiers when treating wounds, recurring illnesses; resistance fighters who were exposed to toxic chemicals with a labor capacity reduction rate of 81% or more; children under six years old.

Third group:are people who examine and treat patients at the commune level.
Fourth group:are cases where the cost of one medical examination and treatment is lower than 15% of the basic salary (the current basic salary is 1,490,000 VND/month).
Fifth group:are people who have participated in health insurance for five consecutive years or more, and whose co-payment amount for medical examination and treatment costs in the year is greater than six months of basic salary (6 months of basic salary is currently 10,800,000 VND).
Health insurance is an insurance regime of the Party and State to take care of people's health, protected by the State, organized and implemented by the Social Insurance agency not for profit.
Participating in health insurance brings many practical benefits to people, especially low-income families, in case of illness or disease.
People who want to participate in Family Health Insurance can fill out a Family Health Insurance Participation Declaration Form according to the prescribed form and register at: the headquarters of the Social Insurance agency of the province or district; and service organizations that collect Social Insurance and Health Insurance.
The National Public Service Portal (dichvucong.gov.vn) or the Public Service Portal of Vietnam Social Security (dichvucong.baohiemxahoi.gov.vn) is also the "address" for people to register to participate in Family Health Insurance./.