Warning about fake international card payments
The State Bank has just sent out an urgent notice on preventing and combating counterfeit international card payments.
According to the State Bank of Vietnam, recently there have been cases of Vietnamese people establishing companies under their names, signing contracts to accept card payments with a number of banks, then using fake cards to pay through card payment acceptance machines to withdraw money for personal gain (mainly international card payment transactions).
To proactively prevent the above behavior, the State Bank requires card payment service providers to inspect and review card payment acceptance units (focusing on units operating for a short period of time, 01-02 months); strengthen inspection and supervision of card payment processes (especially international cards) arising at card payment acceptance units. When detecting suspicious transactions, it is necessary to proactively coordinate with the police to take measures to verify and handle them; at the same time, promptly report to the State Bank; Review the conditions and procedures for developing card payment acceptance units; classify card payment acceptance units to isolate risks, strengthen monitoring measures and focus on training employees in recognizing and evaluating the reliability of card payment acceptance units before signing contracts;
Disseminate and notify each employee in the unit (especially transaction staff) about the methods and tricks of card crime so that through professional work, signs of crime can be prevented, detected and denounced; Urgently develop a plan to convert to the Chip card system to prevent the current increasing situation of card fraud and counterfeiting to minimize risks and losses for parties when participating in card transactions. Apply advanced security technology solutions to the card payment system; Increase dissemination to customers through appropriate warnings and reminders at ATMs/POS so that customers can be vigilant, participate in crime prevention and ensure the safety of customers' assets.
The State Bank also requested the State Bank branches in provinces and centrally run cities to strengthen inspection and regularly monitor the operation, security and safety of ATM/POS systems in the area, grasp information on methods and tricks of crime and promptly direct organizations providing card payment services in the area to raise vigilance, closely coordinate with the police in preventing and combating card crimes. At the same time, promptly report to the State Bank when detecting incidents related to security and safety in card payment activities; Direct organizations providing card payment services in the area to coordinate with media agencies to promote information, propaganda and warnings about forms of crime as well as measures to ensure the safety of customers' assets./.
According toVOV.VN
