Directing savings and loan groups to consider lending to the right subjects
(Baonghean.vn) -On July 18, in Vinh City, the Board of Directors of the Social Policy Bank of Nghe An province held its 31st regular meeting chaired by Mr. Thai Van Hang - Member of the Provincial Party Committee, Vice Chairman of the Provincial People's Committee, Head of the Board of Directors of the Social Policy Bank.
Comrade Thai Van Hang gave a speech at the conference.
The meeting content evaluated the results of the second quarter and the first 6 months of 2012, and deployed tasks for the last 6 months of the year. Up to now, the capital managed by the Provincial Social Policy Bank has reached 5,613 billion VND, an increase of 421 billion VND compared to the beginning of the year. Outstanding loans reached 5,604 billion VND, an increase of 420 billion VND compared to the beginning of the year, the growth rate up to June 30, 2012 reached 8.1%, completing 94% of the yearly plan. With nearly 334,400 customer households still having outstanding loans under credit programs, the average outstanding loan is nearly 17 million VND/household.
However, there are still problems in the disbursement of policy credit programs. The capital of the loan program for poor households to build houses is still over 45 billion VND that has not been disbursed, accounting for nearly 50% of the program's growth capital in 2012. The main reason for the delay is that by June 30, most districts still do not have an official list of households eligible for benefits under Decision 167/2008/QD-TTg. In addition, the demand for loans for labor export of poor households and other policy beneficiaries has decreased sharply, the remaining capital is 8.9/10.6 billion VND, accounting for nearly 84%; The capacity of many households borrowing capital in mountainous districts is still limited, so borrowing capital cannot promote the effectiveness of loans...
Speaking at the conference, comrade Thai Van Hang emphasized: The task in the third quarter and the last 6 months of 2012 is to focus on building an accurate credit plan for 2013, meeting the borrowing needs of beneficiaries according to each credit program. Closely coordinate with authorities at all levels and organizations entrusted to implement loans for poor households to build houses immediately after having the official list, striving to complete as soon as possible in the third quarter. Implement the pilot loan for building flood shelters according to Decision No. 716/QD-TTg dated June 14, 2012 of the Prime Minister. At the same time, resolutely direct savings and loan groups to evaluate and grant loans to the right subjects, strictly control, not to lend to others, borrow on behalf of others, or misappropriate loans. Focus on promoting interest collection; pay special attention to poor districts 30a: Ky Son, Tuong Duong, Que Phong to increase the interest collection rate of the whole Branch. Strengthen inspection and control work at channels, deeply examine existing problems and difficulties at units to find out the causes and solutions for transaction offices...
Quynh Lan
