Students do not get a discount when participating in family health insurance.

When participating in family health insurance, students will not receive a 50-70% reduction in health insurance premiums because the State has supported this type of fee.

(Illustration photo: VNA)

This information was given at a press conference providing information on health insurance for students organized by Vietnam Social Security on September 16 in Hanoi.

At the press conference, Mr. Pham Luong Son, Head of the Health Insurance Policy Implementation Department (Vietnam Social Insurance), for students, because the State has supported 30% when participating in health insurance, when participating in family health insurance, they will be the group that has participated in health insurance and will not be eligible for a 50-70% fee reduction. Other people in the family who have not participated in health insurance will be entitled to a health insurance fee reduction according to regulations.

Although there is no deduction when participating in family health insurance, according to regulations, students from poor households are supported 100% of the contribution by the State, and near-poor households are supported 70% of the contribution.

According to Circular 41/2014/TTLT-BYT-BTC, educational institutions are responsible for collecting tuition fees from students every 6 months or once a year.

For pupils and students, the validity period stated on the health insurance card is from January 1 to December 31 of that year. For first graders and first-year students, the validity period stated on the health insurance card is from the date of admission or the expiry date of the previously issued health insurance card to December 31 of the following year. For 12th graders and final-year students, the validity period stated on the health insurance card is from January 1 to the last day of the month ending that school year.

Regarding the time of paying health insurance, the representative of Vietnam Social Security affirmed that the payment of health insurance premiums will depend on the situation of each locality and school, and will be flexible in paying for 6 months or a year. After the schools collect fees, make a list of health insurance premiums and send it to the Social Security agency, they will have a health insurance card after 7 days.

Mr. Tran Dinh Lieu added that currently, according to the report of Vietnam Social Security, only 8 provinces and cities implement health insurance collection according to 15 months: Ho Chi Minh City, Ben Tre, Binh Dinh, Binh Phuoc, Hai Phong, Quang Ngai, Quang Tri with each province about 150,000 children. However, some provinces have instructed to collect according to 6 months or one year.

According to statistics from the Vietnam Social Security, the rate of students participating in health insurance has increased gradually over the years. In the 2010-2011 school year, only 70% of students nationwide participated, by 2012-2013 this rate increased to 80%, in the 2013-2014 school year it was 85% and by the 2014-2015 school year it was 88.5%, equivalent to about 15 million students with health insurance cards. Particularly for the 2015-2016 school year, the Vietnam Social Security is organizing the implementation of changes in health insurance collection and there are no statistics yet./.

According to VIETNAM+