More than 5,300 billion VND to pay for medical examination and treatment costs for health insurance for students
(Baonghean.vn) - In 2021 and 2022 alone, on average, each year the whole country has nearly 3 million students using health insurance cards with about 6.1 million medical examinations and treatments; the total cost of health insurance examinations and treatments for students is on average more than 2,500 billion VND/year.
In the 2022-2023 school year, the country will reach a rate of more than 97% of the total number of students participating in health insurance. This result means that more than 18.8 million students are guaranteed and fully enjoy health insurance benefits according to regulations.
In particular, if unfortunately sick or have an accident, the students will be paid by the health insurance fund with an unlimited amount of medical examination and treatment within the scope and level of benefits. In fact, there have been many cases of students suffering from incurable and chronic diseases that have to undergo long-term treatments such as: Hemodialysis, cancer treatment, cardiovascular surgery, etc. that have been paid by the fund.health insurancePaying from tens of millions to billions of dong. Thanks to that, it helps reduce the financial burden for the families and the children will have more motivation and peace of mind to treat their illness so that they can return to school soon.
Statistics show that in 2022, the whole country will have about 3.5 million students using health insurance for medical examination and treatment with nearly 7.4 million medical examinations and treatments, the amount paid by the health insurance fund is 3,142 billion VND.
Similarly, in the first 8 months of 2023, the number of students receiving health insurance examination and treatment was about 2.7 million with the number of examinations being 5.2 million VND, the amount paid by the health insurance fund was 2,174 billion VND.
In 2022 and the first 8 months of 2023, many cases of students going to see a doctor or get medical treatment have had large treatment costs covered by the health insurance fund, specifically as follows:
- Cost from 100 - 200 million VND: There are 1,435 students/15,620 medical examinations and treatments, the cost paid by the health insurance fund is 194.4 billion VND.
- Cost from 200 - 500 million VND: There are 568 students/6,489 medical examinations and treatments, the cost paid by the health insurance fund is 165.5 billion VND.
- Cost from over 500 million VND: There are 66 students/817 medical examinations and treatments, the cost paid by the health insurance fund is 43 billion VND.
Some cases of students whose medical expenses are covered by the health insurance fund (in 2022 and the first 8 months of 2023) are as follows:
The patient with the highest health insurance fund payment is 1.07 billion VND (in 2022): card code HS4797937XXXXXX, born in 2006, address 18A Do Doc Long, Tan Quy ward, Tan Phu district, Ho Chi Minh City; the main diagnosis is "Orbital disease, Acute myocarditis, Sequelae of intracranial injury".
The patient with the second highest health insurance payment is 1.04 billion VND (in 2022): card code HS4828222XXXXXX, born in 2008, address Duong Diem commune, Chau Thanh district, Tien Giang province; main diagnosis is "Hereditary factor VIII deficiency, severe dengue fever".
Another case, also paid 1.04 billion VND by the health insurance fund (of which 0.66 billion VND was paid in 2022, 0.38 billion VND was paid in the first 8 months of 2023): card code HS4013520XXXXXX, born in 2014, address 12 Hoang Hoa Tham, Ba Dinh district, Hanoi city; main diagnosis is "Fibrotic liver, cholangitis, biliary atresia...".
The patient was paid 0.92 billion VND by the Health Insurance Fund (of which 0.69 billion VND was paid in 2022, 0.23 billion VND was paid in the first 8 months of 2023): card code HS4010123XXXXXX, born in 2007, address Gia Thuy ward, Long Bien district, Hanoi city; the main diagnosis is "Non-specific meningococcal septicemia, other acute viral hepatitis, idiopathic bone marrow failure...".
It can be affirmed that health insurance is a social security policy with practical and important significance, contributing effectively to medical examination, treatment and health care for students in particular and people in general.
Participating in student health insurance not only cares for and protects the health of the younger generation, but also demonstrates their responsibility to comply with the law and their spirit of mutual love to share risks with those who are unfortunately at risk of health problems./.
