Part II: Businesses still have difficulty accessing loans
Resolution 11 of the Government and Directive 01 of the State Bank both clearly state: Focus on prioritizing credit capital to serve production and business development, agriculture, rural areas, export, industry, support small and medium enterprises; reduce the speed and proportion of credit loans of non-production sectors, especially real estate, securities...
Nghpooprulesunmarketablet 11 cincubatea Governmentincubateand Chdepend onthpoop01 cincubatea State Bankwetctopicu clearly stated: Tyesp trungUhfirststainn creditmoundng phmoundCVmounddevelopmenttonshern coinsyesbusiness, agricultureyesp, rural, trendyest khnu, publicyesp, hholetrbelchbusinessyesp nhinand vYesa; gihermountainstaincdegreeand tdepend ontrohloanstainn creditmoundng cincubatea area vyesc phi shern coinsyest, nhyest is lĩnh vyescbyestdegreeng shern, chcongestionsecurities...
According to sstainliyesu report cincubatea State Bankwetctdepend onnh NghyesAn, 5 monthsheadunam 2011, tdepend onlyesdUhnbelchnon-performing loanshern coinsyestcincubatea the tdrivechcongestioncreditmoundaboveplacea tableunmarketablem 10.3% in tdriveng dUhnbelch. InDoh, privateUhnbelchloan byestdegreeng sherngan 2,000 tdepend onthingng. Thyesctunmarketablefor thyesy the tdrivechcongestioncreditmoundng vãn chUha chyesstrictly abide by the rulesincubatetruhng cincubatea Governmentincubatecung nhUhState Bankwetmiddleuhng. WhileDyes, areayesc businessyesp always thirsty vstainn then lyesi hard to tiunmarketablePCyesnvstainn vay,setc ballyest is businessyesp nhinand vYesa.
According to khherclose to cincubatea Chuhprogramholetrbelchareayesc businessyesp (BSPS) onplacea tabledepend onnh, khhernapeopleunmarketablePCyesn the foolsOhnvstainntYesthe tdrivechcongestioncreditmoundng cincubatea businessesyesp nhinand vYesa still hyesn chunmarketable. Chern trlivelohn nhyestbasen viyesc tiunmarketablePCyesn stupidOhnvstainn loan tYesthe tdrivechcongestioncreditmoundng are theDiyesu kiyesn lending too muchyest and thincubatetmoundadministrative departmentcongestionctyesp.
Chunmarketableballunmarketablengholetyesi businessyesptUhLong Th peopleang (Nghi Phu - Vinh City).
Thyeahin timenmplacenh hOhSHeyloan vstainnriddleivohi businessyesp is still long, the process isUha withdraw gohn, nhUhvyesyes, there istodo myestcHeyhohiheadutUhcincubatea businessesyesp. Nhiyesbusinessyesp still phheri chyesp nhyesnlyeshigh loan fees and thyesm chi phheri chi nhyeswarehousehern unofficial loan feescongestionc.
In addition, quite a fewyesbusinessyesp for ryesbanksuhng myesi and quItalycreditmoundI still have syesdivisionyest giyesa lot of worriesyesbusiness modelyesp- businessyeshouse pwetc and businessyesp outside the housewetc in the hoyestdegreelender. Party CyesnhDyes, businessyesyes, noenoughassetshern thunmarketablechyesp, khhernang lyesp phuhbusiness and financial projectshernbelchvstainloanDpressurecongestionloverayou still haveyesn chunmarketable, hyesthstainng kunmarketablemathUhaokayc minh byesch andheadyenough.
Mrs. Phyesm ThpoopHOhThai - Chineseincubatetpoopch Hohi Businessyesp nhinand vYesatdepend onnh NghyesAn cho biunmarketablet: Thousands of businessesyesp membertopicyou than thlivevohwe are difficultunmarketablePCyesnvstainn bank loan. Vohi role cincubatea Hohi, we ryest tran trlivevyesvyesntopicthis in nhiyesunaI am so sorryUhngbasenowãn chUha has hwetremoveryes. The tdrivechcongestioncreditmoundalways have the elementac khat slot cincubateahoh, and businessyesp nhinand vYesa then vyeaharound, difficultyeseach other. HHeynnyesa, in phaseDoyesnlyeshigh growth, high interestyest bank tahigh 22-28%/yearam, businessyesThe more you borrow, the more you lose.staingathe more you do, the moreholenyesng, not chpoopundrivei.
Mrs. HOhThpoopTan-Chincubatepediatricyesm Cooperative Regulationunmarketablet City share sshe: MyesalthoughDãDpressurecongestionngheadyenoughtheDiyesu kiyesn thunmarketablechyesp, weDi khap bankstoloan vstainn nhUhngtopicu nhyesnokayc sentenceherlyeahi "nathis timeyesspendyesn chincubatetruhng that chyescreditmoundng, banks are not stupidOhntoloan". TstayngDã hunmarketablet hy vohng, song may man nhyeahhave nguhi knowlivemoht bank noh, businessyespDborrowedokayCVstainnvohi interestyest 22%/yearam.
Supervisorriddlec Company LimitedGermanyMr. Phong - Mr. ThaiDai Phong thdriveloh: Nanowunmarketablecoughyesch cincubatea company is mliverohng shern coinsyest, tyesmoreyestumoryesc do mohi for labordegreevillage peopleyesin tdepend onnh, nhUhinterest rateyest bank tatoo high so businessyesp phheridYesng lyesikunmarketablecoughyesch cincubatemelivei worryokayCVstainnDdifficult, worriedhern coinsyesbusinessUhthunmarketableanytoenoughfundingherinterestyest loan lyesthe more difficultHeyn.
Mrs. Nguyến ThpoopThanh Xuan - Directorriddlec Xuan Th Company Limiteduhng bcongestionContact: Businessyesp we can loan vstainn 1 tdepend onthingngtomliverohng shern coinsyesbusiness and attracting human resourcesyesc,headunain 2011, iacoverlandtlivecincubatea familyDpicturetothunmarketablechyesp bank pleaseokayc loan vstainn. According to the pricepooptruhng then lotlandtliveand can house 2 tang cincubatea familyDimagepoopprice hHeyn 5 tdepend onthingng, nhUhbank branchdepend onplacepriceokayc 2.2 tdepend onthingng, and for businessyesp chdepend onokayc borrow 300 millionyesuthingng.
ThunmarketablenhUhng,DiyesuDyou saidYesDohbasetoday businessyesp chyeahwaitiD4 months agoyeahi passed, tstainn less biunmarketablet bao cong scongestionc and thyeahtimeDilyesi, song vãn chdepend onnhyesnokayc sentenceherlyeahitYesThe bank side is: chyeahcyesp on the single characteryest. Businessyesp persevere chyeahwaitsilentinworn and unpolishedunmarketabletbasen everyeahmohiokayc giheri bank? Doan no phheri when cuI have cHeyhohi. Hiyesntyesi, businessyespDang ryest difficultanvyesvstainn, banks do not lend, dãnbasen ngUhng tryesShern coinsyest, workers have no viyesc do. Monthly average aloneyesn costherluhfor 50 workersdegreeng cincubatea CompanyDã hunmarketablethHeyn 100 triyesuthingng/month...Dang dOhn businessyespbasenbunmarketabletac...
Examunmarketablet nghĩ, while the HousewetcDhas cHeychunmarketablepolicyUhfirststainloans for the areayesc businessyespshern coinsyest, pushpushylUhgoods circulation, cohstars of the industries, the sectorsHeyofficialscongestioncnang thyesc thi lyesi can notyesspendyesnmoht way byesch, public byesngtohitmbherolbelchcommon good?yesng vwetng mac in giheri bank vstainn for businessyesPCanokayc giheri ruleunmarketablet thoherDlight
Quynh Lan