Agribank interest rates September 2025: Highest up to 4.8% for individual customers
Agribank interest rates in September 2025, applied to individual customers from 2.1% - 4.8%/year and businesses from 2.1% - 4.5%/year.
Agribank interest rates applied to new individual customers in September 2025
In September 2025, the Vietnam Bank for Agriculture and Rural Development (Agribank) announced the interest rate schedule for savings deposits for individual customers depositing directly at the counter, ranging from 2.1% to 4.8%/year depending on the term.
For the short-term group of 1 - 2 months, Agribank's interest rate is listed at 2.1%/year. Customers choosing a term of 3 - 5 months will enjoy an interest rate of 2.4%/year. For deposits from 6 - 11 months, the applicable interest rate is 3.5%/year.
When choosing to deposit for a term of 12 - 18 months, customers will enjoy an interest rate of 4.7%/year. For longer terms, from 24 months, Agribank offers the highest interest rate in the list, reaching 4.8%/year.
For non-term deposits, Agribank applies an interest rate of 0.2%/year. This is a flexible option for customers who want to withdraw money at any time, but the interest rate is lower than term deposits.
Agribank's interest rate schedule for individual customers in September 2025
| Term | VND |
| No term | 0.2% |
| 1 month | 2.1% |
| 2 Months | 2.1% |
| 3 Months | 2.4% |
| 4 Months | 2.4% |
| 5 Months | 2.4% |
| 6 Months | 3.5% |
| 7 Months | 3.5% |
| 8 Months | 3.5% |
| 9 Months | 3.5% |
| 10 Months | 3.5% |
| 11 Months | 3.5% |
| 12 Months | 4.7% |
| 13 Months | 4.7% |
| 15 Months | 4.7% |
| 18 Months | 4.7% |
| 24 Months | 4.8% |
| Payment deposit | 0.2% |
Source: Agribank.
Agribank deposit interest rates for businesses in September 2025 are stable
In September 2025, Agribank maintained the deposit interest rate schedule for corporate customers with a range of 2.1% to 4.5%/year. This is the interest rate level that the bank has kept unchanged since the adjustment at the end of 2024.
Agribank deposit interest rate table applied to corporate customers updated September 2025:
| Term | VND |
| No term | 0.2% |
| 1 month | 2.1% |
| 2 Months | 2.1% |
| 3 Months | 2.4% |
| 4 Months | 2.4% |
| 5 Months | 2.4% |
| 6 Months | 3.4% |
| 7 Months | 3.4% |
| 8 Months | 3.4% |
| 9 Months | 3.4% |
| 10 Months | 3.4% |
| 11 Months | 3.4% |
| 12 Months | 4.5% |
| 13 Months | 4.5% |
| 15 Months | 4.5% |
| 18 Months | 4.5% |
| 24 Months | 4.5% |
| Payment deposit | 0.2% |
Source: Agribank
