BIDV Bank Interest Rates April 2025: First Interest Rate Change in the Year
BIDV bank interest rates April 2025: Adjusting deposit interest rates for individual customers. This is the first time the bank has changed interest rates since the end of March 2024.
BIDV bank interest rates April 2025 for individual customers
The new interest rate ranges from 1.6% to 4.7% per year, depending on the deposit term.
Specifically, customers who deposit money for a period of 1 to less than 3 months will enjoy an interest rate of 1.6-1.9%/year. From 6 to 9 months, the interest rate is 3%/year. For terms of 12 months or more, the highest interest rate applied is 4.7%/year. The current non-term interest rate is 0.1%/year.
Interest rate schedule for individual customers depositing money at BIDV counters in April 2025
| Term | Interest rate |
| No term | 0.10% |
| 1 month | 1.60% |
| 2 Months | 1.60% |
| 3 Months | 1.9% |
| 5 Months | 1.9% |
| 6 Months | 3.0% |
| 9 Months | 3.0% |
| 12 Months | 4.70% |
| 13 Months | 4.70% |
| 15 Months | 4.70% |
| 18 Months | 4.70% |
| 24 Months | 4.70% |
| 36 Months | 4.70% |
In addition to the counter deposit method, BIDV also offers online savings services via Mobile Banking and Internet Banking. This method has interest rates 0.1 to 0.4 percentage points higher than the counter deposit method.
Specifically, the online interest rate for short terms of 1-2 months is 2%/year, and for terms of 3-5 months is 2.3%/year. For deposits of 6-11 months, the interest rate is 3.3%/year. The highest rate is 4.9%/year, applicable for terms of 24 to 36 months.
Interest rate schedule for individual customers depositing money online at BIDV in April 2025
| Term | Interest rate |
| 1 week | 0.3% |
| 2 weeks | 0.3% |
| 3 weeks | 0.3% |
| 1 month | 2.0% |
| 2 Months | 2.0% |
| 3 Months | 2.3% |
| 4 months | 2.3% |
| 5 Months | 2.3% |
| 6 Months | 3.3% |
| 9 Months | 3.3% |
| 11 Months | 3.3% |
| 12 Months | 4.70% |
| 13 Months | 4.70% |
| 15 Months | 4.70% |
| 18 Months | 4.70% |
| 24 Months | 4.90% |
| 36 Months | 4.90% |
BIDV bank interest rates in April 2025 applied to corporate customers
For corporate customers, BIDV applies lower interest rates than for individuals. Specifically, interest rates range from 1.6% to 4.2% per year.
Short terms such as 1–5 months have interest rates ranging from 1.6%–1.9%/year. For deposits of 6–11 months, the interest rate is 3%/year. The highest interest rate of 4.2%/year applies to terms from 12 to 60 months.
| Term | VND |
| No term | 0.20% |
| 1 month | 1.60% |
| 2 months | 1.60% |
| 3 months | 1.90% |
| 4 months | 1.90% |
| 5 months | 1.90% |
| 6 months | 3.0% |
| 7 months | 3.0% |
| 8 months | 3.0% |
| 9 months | 3.0% |
| 10 months | 3.0% |
| 11 months | 3.0% |
| 12 months | 4.20% |
| 24 months | 4.20% |
| 36 months | 4.20% |
| 48 months | 4.20% |
| 60 months | 4.20% |
All interest rates above are for reference only and may be adjusted according to market conditions. Customers are encouraged to contact the nearest BIDV branch or transaction office directly for the latest information before depositing money.
