Vietcombank interest rates in August 2025: Interest rate framework remains stable, highest at 4.7%/year
Vietcombank's deposit interest rates in August 2025 range from 0.2% to 4.7%/year for individual customers and from 0.2% to 4.2%/year for businesses.
Savings interest rates applied to new individual customers in August 2025
In August 2025, Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank) continued to apply the savings interest rate framework for individual customers, ranging from 0.2% to 4.7%/year with the form of receiving interest at the end of the term.
According to the current list, short-term deposits from 7 to under 14 days have an interest rate of 0.2%/year. For terms from 1 to under 3 months, the interest rates are 1.6% and 1.9%/year respectively. Deposits from 6 to 9 months are currently being applied at 2.9%/year.
For customers with medium and long-term deposit needs, Vietcombank currently offers an interest rate of 4.6%/year for a 12-month term. Meanwhile, deposits from 24 to 60 months are holding the highest rate of 4.7%/year.
Vietcombank deposit interest rates for individual customers
| Term | Interest rate |
| No term | 0.10% |
| 7 days | 0.20% |
| 14 days | 0.20% |
| 1 month | 1.60% |
| 2 months | 1.60% |
| 3 months | 1.90% |
| 6 months | 2.90% |
| 9 months | 2.90% |
| 12 months | 4.60% |
| 24 months | 4.70% |
| 36 months | 4.70% |
| 48 months | 4.70% |
| 60 months | 4.70% |
Source: Vietcombank
Vietcombank's interest rates for businesses in August 2025
Entering August 2025, Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank) continues to implement the mobilization interest rate schedule for corporate customers, with the rate ranging from 0.2% to 4.2%/year. The specific interest rate is adjusted according to the deposit term and type of corporate deposit product, including both term and non-term deposits.
| Term | Interest rate |
| No term | 0.2% |
| 1 month | 1.5% |
| 2 months | 1.5% |
| 3 months | 1.8% |
| 6 months | 2.8% |
| 9 months | 2.8% |
| 12 months | 4.1% |
| 24 months | 4.2% |
| 36 months | 4.2% |
| 48 months | 4.2% |
| 60 months | 4.2% |
Source: Vietcombank
