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loan interest
Latest news related to loan interest rates
Bank home loan interest rates March 2025
The latest home loan interest rates in March 2025 help borrowers choose a loan product that suits their needs, and have a repayment plan that ensures it does not affect their financial life.
Market
Home loan interest rates February 2025
Each bank has a different interest rate policy. Below is the latest updated home loan interest rate table for February 2025 from some major banks in Vietnam.
Housing loan interest rate in 2025 is 4.7%/year
Housing loan interest rates in 2025 are set at 4.7%/year, applied to outstanding loans according to current regulations.
BAC A BANK offers preferential loan interest rates - Giving businesses 'superior privileges' to break through in business
(Baonghean.vn) - Accompanying businesses to strengthen competitive advantages, optimize business efficiency, and aim for comprehensive growth, BAC A BANK has launched a preferential interest rate program for medium and long-term loans "Stable finance - Ready to break through" with a total limit of up to 3,000 billion VND.
Reducing loan interest rates, BAC A BANK 'supports' individual customers to develop their businesses
(Baonghean.vn) - In order to contribute to meeting the need for capital access and investment in the last two quarters of the year of individual customers, BAC A BANK continues to adjust the interest rate down - applied to short-term loans for production and business.
State Bank continues to lower interest rates from May 25
The State Bank has just announced two decisions on interest rate management effective from May 25, 2023.
State Bank analysis of interest rate level
The banking system mainly mobilizes short-term capital, but still has to meet medium and long-term lending needs (over 52% of the system's outstanding VND credit is medium and long-term), which has created pressure on deposit interest rates. At the same time, pressure to increase interest rates always exists due to external influences.
Proposal to maintain debt group for borrowers facing difficulties
DNUM_CCZAEZCACD 16:30
Proposals to extend repayment periods and maintain debt groups for borrowers facing difficulties; proposals to apply 0% interest rates for special incidents; tightening backyard lending... are notable economic news of the past week.
BAC A BANK reduces loan interest rates to support business
DNUM_BCZADZCACD 09:44
(Baonghean.vn) - From now until the end of 2023, Bac A Commercial Joint Stock Bank (BAC A BANK) will implement the "Business Support" credit incentive program applicable to short-term loans for production and business.
State Bank: Will 'handle' credit institutions that continue to increase interest rates
DNUM_CDZBCZCACC 07:38
The State Bank requires credit institutions to seriously implement credit and interest rate work and will handle cases of continued interest rate increases.
Ky Son voters propose to reduce preferential loan interest rates for households in difficult circumstances
DNUM_CAZAHZCACC 14:24
(Baonghean.vn) - Voters in Ky Son district have proposed that the provincial People's Committee consult the Social Policy Bank to reduce preferential interest rates. Because the current loan rate for poor households is 0.55%/year, for near-poor households is 0.66%/year, and for households escaping poverty is 0.68%/year, which is still high compared to the payment capacity of households in difficult circumstances.
Fixing interest rates on home loans, increasing pensions and social insurance benefits from the beginning of 2022
DNUM_CIZBCZCACB 10:56
Pensions and social insurance benefits will increase; Income under 2 million VND/month in the city is considered poor; Retirement age for workers will be increased... are new regulations and policies, effective from January 2022.
Super preferential loan interest rates for business customers
DNUM_AFZAHZCACB 17:18
(Baonghean.vn) - Sharing and accompanying businesses to overcome difficulties as well as seize breakthrough opportunities, Bac A Commercial Joint Stock Bank (BAC A BANK) has launched a super preferential Loan Interest Rate Package for corporate customers.
BAC A BANK launches 'Super preferential loan interest rate package' with a limit of 3,000 billion VND
DNUM_CAZAFZCACB 09:14
(Baonghean.vn) - With a total credit limit of up to 3,000 billion VND and many attractive terms, BAC A BANK's "Super preferential loan interest rate package for corporate customers" is expected to help businesses make necessary breakthroughs in the current difficult period.
Nam A Bank reduces loan interest rates by up to 2% for people in the Central region
DNUM_BBZABZCACB 14:03
(Baonghean.vn) - From now until March 31, 2021, Nam A Bank is implementing the program "Accompanying the people of the Central region" to overcome the consequences of floods, reducing loan interest rates by up to 2%/year, applicable to customers borrowing capital for production, business, consumption and super flexible unsecured loans.
Closing interest rate for social housing loans at 4.8%/year
DNUM_AFZAEZCABJ 06:29
The preferential interest rate for outstanding loans for purchase, lease, hire-purchase of social housing; construction of new or renovation, repair of residential houses in 2019 is 4.8%/year.
Social housing loan interest rate increased to 5%
DNUM_AJZADZCABJ 07:35
Eligible borrowers are eligible for a minimum loan term of 15 years from the date of first loan disbursement.
Prime Minister approves interest rate framework for social housing loans
DNUM_DBZABZCABJ 06:46
Prime Minister Nguyen Xuan Phuc has just signed and promulgated the preferential loan interest rate framework at the Vietnam Bank for Social Policies for those who buy, rent-purchase social housing; build new houses or renovate and repair houses in the period 2019 - 2020.
Interest rate for social housing loans continues to be proposed at 4.8%/year
DNUM_BHZABZCABJ 07:53
According to the leader of the Vietnam Bank for Social Policies (VBSP), in 2019, the state budget allocated VND 663 billion to the VBSP, along with 50% mobilized by the VBSP itself to compensate for interest rates, the total loan capital of the program is VND 1,326 billion.
Who is eligible for interest rate compensation when purchasing social housing?
DNUM_BBZAEZCABI 14:21
Prime Minister Nguyen Xuan Phuc has just signed a decision guiding the compensation of interest rate differences to implement the social housing lending policy according to Decree No. 100/2015.
Why can't people access preferential capital to buy social housing?
DNUM_AJZAEZCABI 06:30
Currently, both social housing project investors and people who want to buy social housing cannot access preferential credit sources. Although regulations on interest rates are in place, in reality, there is no source of money, so banks cannot lend.
Interest rate for social housing loans 4.8%/year
DNUM_AFZAEZCABI 06:20
If late in payment, the borrower will have to pay overdue interest of 130%.
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