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loan interest rate
Updated news related to loan interest rates
Bank home loan interest rates March 2025
The latest home loan interest rates in March 2025 help borrowers choose a loan product that suits their needs, and have a debt repayment plan that ensures it does not affect their financial life.
Market
Home loan interest rates February 2025
Each bank has a different interest rate policy. Below is the latest updated home loan interest rate table for February 2025 from some major banks in Vietnam.
Housing loan interest rate in 2025 is 4.7%/year
The housing loan interest rate in 2025 is set at 4.7%/year, applied to outstanding loans according to current regulations.
BAC A BANK offers preferential loan interest rates - Giving businesses 'superior privileges' to break through in business
(Baonghean.vn) - Accompanying businesses to strengthen competitive advantages, optimize business efficiency, and aim for comprehensive growth, BAC A BANK has launched a preferential interest rate program for medium and long-term loans "Stable finance - Ready to break through" with a total limit of up to 3,000 billion VND.
Reducing loan interest rates, BAC A BANK 'supports' individual customers to develop their businesses
(Baonghean.vn) - In order to contribute to meeting the need for capital access and investment in the last two quarters of the year of individual customers, BAC A BANK continues to adjust the loan interest rate down - applied to short-term loans serving production and business.
State Bank continues to lower interest rates from May 25
The State Bank has just announced two decisions on interest rate management effective from May 25, 2023.
State Bank analyzes interest rate levels
The banking system mainly mobilizes short-term capital, but still has to meet medium and long-term lending needs (over 52% of the system's VND credit balance is medium and long-term), which has created pressure on deposit interest rates. At the same time, pressure to increase interest rates always exists due to external influences.
Proposal to keep debt group for borrowers facing difficulties
April 22, 2023 16:30
Proposals to extend repayment periods and maintain debt groups for borrowers facing difficulties; proposals to offer 0% interest rates for special incidents; tightening backyard lending... are notable economic news of the past week.
BAC A BANK reduces loan interest rates to support business
March 12, 2023 09:44
(Baonghean.vn) - From now until the end of 2023, Bac A Commercial Joint Stock Bank (BAC A BANK) will implement the "Business Support" credit incentive program applicable to short-term loans for production and business.
State Bank: Will 'handle' credit institutions that continue to increase interest rates
December 23, 2022 07:38
The State Bank requires credit institutions to seriously implement credit and interest rate work and will handle cases of continued interest rate increases.
Ky Son voters propose to reduce preferential loan interest rates for households in difficult circumstances
July 20, 2022 14:24
(Baonghean.vn) - Voters of Ky Son district requested the Provincial People's Committee to consult the Social Policy Bank to reduce preferential interest rates. Because the current loan rate for poor households is 0.55%/year, for near-poor households is 0.66%/year, and for households escaping poverty is 0.68%/year, which is still high compared to the payment capacity of households in difficult circumstances.
Fixing interest rates for home loans, increasing pensions and social insurance benefits from the beginning of 2022
December 28, 2021 10:56
Pensions and social insurance benefits will increase; Income under 2 million VND/month in the city is considered poor; Retirement age of workers will be increased... are new regulations and policies, effective from January 2022.
Super preferential loan interest rates for business customers
July 5, 2021 17:18
(Baonghean.vn) - Sharing and accompanying businesses to overcome difficulties as well as seize breakthrough opportunities, Bac A Commercial Joint Stock Bank (BAC A BANK) has launched a super preferential Loan Interest Rate Package for corporate customers.
BAC A BANK launches 'Super preferential loan interest rate package' with a limit of 3,000 billion VND
May 20, 2021 09:14
(Baonghean.vn) - With a total credit limit of up to 3,000 billion VND and many attractive terms, BAC A BANK's "Super preferential loan interest rate package for corporate customers" is expected to help businesses make necessary breakthroughs in the current difficult period.
Nam A Bank reduces loan interest rates by up to 2% for people in the Central region
January 11, 2021 14:03
(Baonghean.vn) - From now until March 31, 2021, Nam A Bank will implement the program "Accompanying the people of the Central region" to overcome the consequences of floods, reducing loan interest rates up to 2%/year, applicable to customers borrowing capital for production, business, consumption and super flexible unsecured loans.
Closing interest rate for social housing loans at 4.8%/year
April 5, 2019 06:29
The preferential interest rate for outstanding loans for purchase, lease, hire-purchase of social housing; construction of new, renovation, or repair of residential housing in 2019 is 4.8%/year.
Interest rates on social housing loans increased to 5%
March 9, 2019 07:35
Eligible borrowers are eligible for a minimum loan term of 15 years from the date of first loan disbursement.
Prime Minister approves interest rate framework for loans to buy social housing
January 31, 2019 06:46
Prime Minister Nguyen Xuan Phuc has just signed and promulgated the preferential loan interest rate framework at the Vietnam Bank for Social Policies for those who buy, lease-purchase social housing; build new houses or renovate and repair houses in the 2019-2020 period.
Social housing loan interest rate continues to be proposed at 4.8%/year
January 17, 2019 07:53
According to the leader of the Vietnam Bank for Social Policies (VBSP), in 2019, the state budget allocated 663 billion VND to the VBSP, along with 50% mobilized by the VBSP itself to compensate for interest rates, the total loan capital of the program is 1,326 billion VND.
Who is eligible for interest rate differential compensation when purchasing social housing?
April 11, 2018 14:21
Prime Minister Nguyen Xuan Phuc has just signed a decision guiding the compensation of interest rate differences to implement the social housing loan policy according to Decree No. 100/2015.
Why can't people access preferential capital to buy social housing?
April 9, 2018 06:30
Currently, both social housing project investors and people who want to buy social housing cannot access preferential credit sources. Although there are regulations on interest rates, in reality, the source of money is not available, so banks cannot lend.
Interest rate for social housing loans is 4.8%/year
April 5, 2018 06:20
If late in payment, the borrower will have to pay overdue interest of 130%.
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