Super preferential loan interest rates for business customers
(Baonghean.vn) - Sharing and accompanying businesses to overcome difficulties as well as seize breakthrough opportunities, Bac A Commercial Joint Stock Bank (BAC A BANK) has launched a super preferential Loan Interest Rate Package for corporate customers.
The loan package is said to besuper offerThis is launched by BAC A BANK to help businesses transform their business models and optimize costs to increase resilience and flexibility.
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| Super preferential package with interest rate from only 6.8%/year for corporate customers. Photo: PV |
According to the latest data from the General Statistics Office, in the first 5 months of this year alone, up to 59.8 thousand enterprises temporarily suspended business, stopped operations pending dissolution procedures and completed dissolution procedures, an increase of 23% over the same period in 2020.
Most of thebusinessAll of these have increased the demand for bank loans, especially short-term capital for production and business. According to the survey results of VCCI, 59% of small enterprises, 58% of medium enterprises and 35% of large enterprises have reduced liquidity due to lack of working capital.
In that context, maintaining the smooth operation of the banking system is an important condition to support the economy in responding to the epidemic. Recently, the State Bank of Vietnam issued Circular No. 03/2021/TT-NHNN regulating the restructuring of debt repayment terms, exemption and reduction of interest and fees, and maintaining debt groups to continue supporting customers affected by the Covid-19 epidemic.
Interest rate from only 6.8% / year
Implementing the direction of the State Bank, always being a reliable partner accompanying businesses on every business journey, BAC A BANK brings“Super preferential loan interest rate package for business customers”.The program applies to debt contracts arising from June 22, 2021 to December 31, 2021 or until the disbursement turnover of the incentive program reaches the limit of VND 3,000 billion.
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| BAC A BANK regularly has incentive programs, providing preferential credit sources for customers. Photo: PV |
The preferential interest rate program starts from only 6.8%/year for customers with debt contracts under 6 months and only from 7.3%/year for debt contracts of 6 months. Thanks to that, businesses have the opportunity to access cheap capital, confidently implement production and business plans, and seize opportunities when the economy recovers.
In addition, to contribute to optimizing cost efficiency and enhancing competitiveness for businesses, BAC A BANK offers incentives for a series of service fees, including account service fees, domestic money transfer fees, e-banking fees and guarantee issuance fees.
This is not the first time since the beginning of 2021 that this bank has launched preferential credit packages to bringfinancial solutionseffective, serving diverse capital needs, helping businesses grasp opportunities, expand infrastructure, and train high-quality human resources.
For more information, please visit the website www.baca-bank.vn, contact BAC A BANK branches/transaction offices or Customer Care Center 1800 588 828.
