Delay the implementation of family health insurance
Vietnam Social Security has postponed the implementation of family health insurance regulations to January 1, 2016.
According to Mr. Pham Luong Son, Head of the Department of Health Insurance Policy Implementation, Vietnam Social Insurance, health insurance is a form of insurance "buying a card when you are healthy to save for when you are sick", but up to now, the majority of Vietnamese people have "chosen the opposite" and only buy health insurance when they are sick or seriously ill.
| Many people are not familiar with the new regulations of the revised Law on Health Insurance. |
The “legalization” of family health insurance participation is to overcome the situation where many families only choose to buy health insurance for sick people and people with chronic diseases, and do not have the awareness to buy for all family members to prepare for illness and share risks with others. This leads to the health insurance fund for voluntary subjects always having a deficit, not achieving the goal of sharing risks from healthy people to sick people.
Mr. Son said that after the regulation on purchasing health insurance cards for households took effect from January 1, 2015, Vietnam Social Security also received information reflecting that purchasing health insurance cards for households was very complicated, with more procedures, making people frustrated because they had to prove the health insurance participation of each member.
From the reality of the implementation of family health insurance in the past time, Vietnam Social Security has issued an official dispatch guiding the collection of family health insurance to the Social Security of provinces and cities. Accordingly, for households participating in health insurance, there are people participating in health insurance who pay 100% of the contribution, if after January 1, 2015 they continue to participate in health insurance, it will be implemented for that person or according to the household; the remaining people who have not participated in health insurance, when participating in health insurance, must implement it according to the household. From January 1, 2016 onwards, all people whose names are in the household registration or temporary residence book must implement family health insurance.
According to Mr. Son, when participating in family health insurance, declaring a list for many people will take more time than just declaring information to buy a health insurance card for one person as before, so people will not be familiar with it.
“In the past, there has not been much information and propaganda about the implementation of the new regulations, so the Vietnam Social Security has directed local social security agencies to only require representatives to declare the list of households participating in health insurance according to the prescribed form, without having to photocopy health insurance cards, household registration books or obtain police certification of the residence of individuals whose names are in the household registration book or temporary residence list. The declarant commits and is responsible for the content and authenticity of the declaration. The responsibility of the social security agency and the People's Committee at the commune level is to conduct post-inspection. If errors or dishonest information are discovered, sanctions will be applied to handle them, including reimbursement of medical examination and treatment costs and revocation of issued health insurance cards,” Mr. Son emphasized.
According to NLDO
