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buy social housing
Updated news related to buying social housing
Proposal to amend income conditions for purchasing or leasing social housing
The Ministry of Construction is drafting a Decree amending and supplementing a number of articles of Decree No. 100/2024/ND-CP dated July 26, 2024 of the Government detailing a number of articles of the Housing Law on the development and management of social housing.
New policy
Home loan interest rate at Agribank in August 2025: Only from 5.5%/year for individual customers
In August 2025, Agribank's preferential home loan interest rate is only from 5.5%/year, loan limit up to 100% of capital needs, maximum term of 40 years.
Social housing prices in Hanoi have increased 3-4 times, profiteering methods are increasingly sophisticated.
Social housing prices in Hanoi have increased 3-4 times in just a few years, while diplomatic quotas, fake documents and profiteering tricks are becoming increasingly sophisticated.
VNREA proposes unprecedented low interest home loan package
The Vietnam Real Estate Association (VNREA) has just proposed an unprecedented financial incentive policy package to address pressure on social housing.
Young home buyers enjoy extremely low interest rates on social housing loans until the end of 2025.
The State Bank of Vietnam announced the application of an interest rate of 5.9%/year for loans to buy social housing from July 1, 2025 to December 31, 2025, supporting young people under 35 years old and social housing projects, workers, and renovation of old apartments.
Conditions for borrowing capital to buy social housing at the Bank for Social Policies
According to Decree 100, the maximum loan amount to buy social housing at the Vietnam Bank for Social Policies is 80% of the value of the home purchase or hire-purchase contract.
Opportunity to own a house under 2 billion VND in Dong Anh, Hanoi
The demand for housing under 2 billion VND is increasing, Hanoi has implemented the CT3 social housing project in Kim Chung urban area, Dong Anh. It is expected to provide 1,104 apartments with a selling price of about 18.4 million VND/m².
Housing loan interest rate in 2025 is 4.7%/year
December 24, 2024 21:39
The housing loan interest rate in 2025 is set at 4.7%/year, applied to outstanding loans according to current regulations.
Maximum income of 15 million VND per month is allowed to rent or buy social housing.
July 30, 2024 18:27
From August 1, workers with a monthly income of no more than 15 million VND will be able to rent or buy social housing, equivalent to an increase of 4 million VND compared to the present.
Who is eligible to buy social housing?
June 16, 2022 06:10
(Baonghean.vn) - We are workers working at a company in an industrial park. We would like to ask: Who is eligible to buy social housing?
Closing interest rate for social housing loans at 4.8%/year
April 5, 2019 06:29
The preferential interest rate for outstanding loans for purchase, lease, hire-purchase of social housing; construction of new, renovation, or repair of residential housing in 2019 is 4.8%/year.
Interest rates on social housing loans increased to 5%
March 9, 2019 07:35
Eligible borrowers are eligible for a minimum loan term of 15 years from the date of first loan disbursement.
Prime Minister approves interest rate framework for loans to buy social housing
January 31, 2019 06:46
Prime Minister Nguyen Xuan Phuc has just signed and promulgated the preferential loan interest rate framework at the Vietnam Bank for Social Policies for those who buy, lease-purchase social housing; build new houses or renovate and repair houses in the 2019-2020 period.
Loans to buy social housing: Will disburse about 1,000 billion VND
October 2, 2018 16:23
The Vietnam Bank for Social Policies said that up to now, 700 people have borrowed preferential loans to buy social housing in 50 provinces and cities with loans equivalent to 200 billion VND. The Vietnam Bank for Social Policies expects that by the end of 2018, the program's disbursement will reach 1,000 billion VND - equivalent to thousands of households receiving loans.
Nghe An officially offers loans to buy social housing at an interest rate of 4.8%/year
May 23, 2018 09:01
(Baonghean) - Nghe An Province Social Policy Bank has officially launched a social housing loan program across the province with an interest rate of 4.8%/year. This is information that low-income people are looking forward to.
People have few opportunities to access preferential capital to buy social housing.
April 19, 2018 19:45
The total capital for social housing loans this year is 1,000 billion VND, with an interest rate of 4.8%/year. With the borrowing needs of thousands of families, this capital is just "a drop in the ocean".
Who is eligible for interest rate differential compensation when purchasing social housing?
April 11, 2018 14:21
Prime Minister Nguyen Xuan Phuc has just signed a decision guiding the compensation of interest rate differences to implement the social housing loan policy according to Decree No. 100/2015.
Who will get loans to buy social housing?
April 9, 2018 15:25
The Government has just officially issued Decision No. 370/QD-TTg on preferential interest rates for social housing loans in 2018 at the Vietnam Bank for Social Policies according to the provisions of Decree No. 100/2015/ND-CP dated October 20, 2015 of the Government on the development and management of social housing.
Why can't people access preferential capital to buy social housing?
April 9, 2018 06:30
Currently, both social housing project investors and people who want to buy social housing cannot access preferential credit capital. Although there are regulations on interest rates, in reality, the source of money is not available, so banks cannot lend.
Truck carrying giant tree shows signs of violating the law; Interest rate for social housing loans is 4.8%/year
April 7, 2018 07:21
(Baonghean.vn) - Clarifying the reflection of the truck carrying 'huge' trees showing signs of violating the law; Interest rate for loans to buy social housing is 4.8%/year; The Prime Minister established a working group on public service inspection; Discussing solutions to promote land concentration;... are the outstanding directions and operations of the Government and the Prime Minister last week.
Interest rate for social housing loans is 4.8%/year
April 5, 2018 06:20
If late in payment, the borrower will have to pay overdue interest of 130%.
Interest rate for social housing loans is 5%/year
January 25, 2018 16:19
Deputy Prime Minister Vuong Dinh Hue has just signed Decision 117 deciding on preferential loan interest rates for loans to buy social housing.
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