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buy social housing
Updated news related to buying social housing
Proposal to amend income conditions for purchasing or leasing social housing
The Ministry of Construction is drafting a Decree amending and supplementing a number of articles of Decree No. 100/2024/ND-CP dated July 26, 2024 of the Government detailing a number of articles of the Housing Law on the development and management of social housing.
New policy
Home loan interest rates at Agribank in August 2025: Only from 5.5%/year for individual customers
In August 2025, Agribank's preferential home loan interest rate is only from 5.5%/year, loan limit up to 100% of capital demand, maximum term of 40 years.
Social housing prices in Hanoi have increased 3-4 times, profiteering methods are increasingly sophisticated
Social housing prices in Hanoi have increased 3-4 times in just a few years, while diplomatic quotas, fake documents and profiteering tricks are becoming increasingly sophisticated.
VNREA proposes unprecedented low interest home loan package
The Vietnam Real Estate Association (VNREA) has just proposed an unprecedented financial incentive policy package to address the pressure on social housing.
Young home buyers enjoy extremely low interest rates on social housing loans until the end of 2025
The State Bank of Vietnam announced the application of an interest rate of 5.9%/year for loans to buy social housing from July 1, 2025 to December 31, 2025, supporting young people under 35 years old and social housing projects, workers, and renovation of old apartments.
Conditions for borrowing capital to buy social housing at the Bank for Social Policies
According to Decree 100, the maximum loan amount for purchasing social housing at the Vietnam Bank for Social Policies is 80% of the value of the house purchase or hire-purchase contract.
Opportunity to own a house under 2 billion VND in Dong Anh, Hanoi
The demand for housing under 2 billion VND is increasing, Hanoi has implemented the CT3 social housing project in Kim Chung urban area, Dong Anh. It is expected to provide 1,104 apartments with a selling price of about 18.4 million VND/m².
Housing loan interest rate in 2025 is 4.7%/year
DNUM_CEZBCZCACE 21:39
Housing loan interest rates in 2025 are set at 4.7%/year, applied to outstanding loans according to current regulations.
Maximum income of 15 million VND per month is eligible to rent or buy social housing.
DNUM_DAZAHZCACE 18:27
From August 1, workers with a monthly income of no more than 15 million VND will be able to rent or buy social housing, equivalent to an increase of 4 million VND compared to the current level.
Who is eligible to buy social housing?
DNUM_BGZAGZCACC 06:10
(Baonghean.vn) - We are workers working at a company in the industrial park. We would like to ask: Who is eligible to buy social housing?
Closing interest rate for social housing loans at 4.8%/year
DNUM_AFZAEZCABJ 06:29
The preferential interest rate for outstanding loans for purchase, lease, hire-purchase of social housing; construction of new or renovation, repair of residential houses in 2019 is 4.8%/year.
Social housing loan interest rate increased to 5%
DNUM_AJZADZCABJ 07:35
Eligible borrowers are eligible for a minimum loan term of 15 years from the date of first loan disbursement.
Prime Minister approves interest rate framework for social housing loans
DNUM_DBZABZCABJ 06:46
Prime Minister Nguyen Xuan Phuc has just signed and promulgated the preferential loan interest rate framework at the Vietnam Bank for Social Policies for those who buy, rent-purchase social housing; build new houses or renovate and repair houses in the period 2019 - 2020.
Loans to buy social housing: About 1,000 billion VND will be disbursed
DNUM_ACZBAZCABI 16:23
The Vietnam Bank for Social Policies said that so far, 700 people have borrowed preferential loans to buy social housing in 50 provinces and cities with loans equivalent to VND200 billion. The Vietnam Bank for Social Policies expects that by the end of 2018, the program's disbursement will reach VND1,000 billion - equivalent to thousands of households receiving loans.
Nghe An officially offers loans to buy social housing with interest rate of 4.8%/year
DNUM_CDZAFZCABI 09:01
(Baonghean) - Nghe An Province's Social Policy Bank has officially launched a social housing loan program across the province with an interest rate of 4.8% per year. This is information that low-income people are looking forward to.
People have little opportunity to access preferential capital to buy social housing.
DNUM_BJZAEZCABI 19:45
The total capital for social housing loans this year is 1,000 billion VND, with an interest rate of 4.8%/year. With the borrowing needs of thousands of families, this capital is just "a drop in the ocean".
Who is eligible for interest rate compensation when purchasing social housing?
DNUM_BBZAEZCABI 14:21
Prime Minister Nguyen Xuan Phuc has just signed a decision guiding the compensation of interest rate differences to implement the social housing lending policy according to Decree No. 100/2015.
Who will get loans to buy social housing?
DNUM_AJZAEZCABI 15:25
The Government has just officially issued Decision No. 370/QD-TTg on preferential interest rates for social housing loans in 2018 at the Vietnam Bank for Social Policies according to the provisions of Decree No. 100/2015/ND-CP dated October 20, 2015 of the Government on the development and management of social housing.
Why can't people access preferential capital to buy social housing?
DNUM_AJZAEZCABI 06:30
Currently, both social housing project investors and people who want to buy social housing cannot access preferential credit sources. Although there are regulations on interest rates, in reality, there is no source of money so banks cannot lend.
Truck carrying giant tree shows signs of violating the law; Interest rate for social housing loans is 4.8%/year
DNUM_AHZAEZCABI 07:21
(Baonghean.vn) - Clarifying the reflection of the truck carrying 'huge' trees showing signs of violating the law; Interest rate for loans to buy social housing is 4.8%/year; The Prime Minister established a Working Group on inspecting public services; Discussing solutions to promote land concentration;... are the outstanding directions and operations of the Government and the Prime Minister last week.
Interest rate for social housing loans 4.8%/year
DNUM_AFZAEZCABI 06:20
If late in payment, the borrower will have to pay overdue interest of 130%.
Interest rate for social housing loans 5%/year
DNUM_CFZABZCABI 16:19
Deputy Prime Minister Vuong Dinh Hue has just signed Decision 117 deciding on preferential loan interest rates for loans to buy social housing.
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