Low-income housing: People are tired of waiting for red books

Currently, the price of low-income housing is still "provisional" and has not been finalized, so people do not have enough procedures to get a red book according to regulations.

For many years now, thousands of people living in the first low-income housing areas built in Hanoi have been waiting for the Certificate of House Ownership (also known as the Pink Book) without being granted the Certificate of House Ownership (also known as the Pink Book). The reason is that the current house purchase price is only "provisional" and has not been finalized, so people do not have an official house purchase contract to carry out the procedures for making the red book according to regulations.

CT1 Ngo Thi Nham apartment complex (Ha Dong district) is the first low-income housing project in Hanoi and the earliest to be handed over in the country, and is being sold at over 8 million VND/m2 - an ideal price for low-income earners at a time when the real estate market is booming. More than 300 apartments of this project have quickly found owners and have been put into use since April 2011.

Mr. Nguyen Manh Khoi (white shirt) - Head of Management Board of Building 19T6, Kien Hung low-income housing area, Ha Dong.

However, more than 4 years have passed, residents here are still waiting for their red books. This situation is similar in other low-income housing projects such as Dang Xa 1 (Gia Lam), Kien Hung (Ha Dong), Sai Dong (Long Bien), Dai Mo (Tu Liem). Residents in these housing areas are at a disadvantage compared to those who buy houses in social housing projects, because at that time there was no 30,000 billion VND package, so they could not borrow money to buy houses with preferential interest rates from the State.

To buy an apartment on the 12th floor, building 19T6, with an area of ​​70 m2 in the Kien Hung low-income housing area, Ha Dong, Mr. Le Van Rong's family had to run around to borrow money, but still could not collect enough 810 million VND. With no other choice, this retired cadre had to borrow 200 million VND from outside with an interest rate of 15%/month, equivalent to 3 million VND/month. This amount of money is not small with a total income of only about 7-8 million VND for a family of 3.

Mr. Le Van Rong shared that he looks forward to the pink book every day, because only with that book can he have collateral to borrow from the bank with lower interest rates, quickly pay off the current debt and reduce the monthly financial burden for his family.

Among hundreds of households in the Kien Hung low-income housing area, many people are struggling to pay off debts with high interest rates every month, like Mr. Le Van Rong's family. Mr. Nguyen Manh Khoi, Head of the Management Board of the 19T6 building, said that although they have been living there for several years, the house purchase price is still only a provisional price (11.57 million VND/m2). As much as they are worried about paying off their debts, residents here are also frustrated by the indifference and delay of the investor.

“For residents in low-income housing, buying a house is an extremely difficult and trying problem. But up to now, although they have lived here for a long time, the lack of a pink book for residents is a very urgent problem. Many residents want to borrow money from banks to do business, but currently do not have a pink book so they cannot do it. We really hope that the investor will fulfill its obligations to the state to issue pink books to residents as soon as possible,” Mr. Khoi suggested.

Not only residents in Kien Hung, residents in the low-income housing area Dang Xa 1, Gia Lam, Hanoi are also in a similar situation. After 4 years of waiting, the investor has repeatedly promised and broken promises, residents still do not know when they will see their home ownership certificates.

According to Mr. Luong Van Phan, Deputy Manager of Dang Xa 1 low-income housing area, without a pink book, people cannot register their land, which greatly affects their lives.

“Currently, there is no official price, so there is no official contract, which means that the people's ownership rights have not been recognized, only the right to use is recognized. Therefore, there is no red book or pink book. If it were 1, 2 months, 3, 4 months, 1, 2 years, people would not be upset, but it has been 4 years now. While people have fulfilled all their obligations, paid all the money, taxes, and maintenance fees, that is unreasonable,” Mr. Phan expressed.

It is known that, up to this point, the Hanoi Department of Construction has only received the price settlement from the investor of the Dang Xa 1 low-income housing area, Gia Lam. We will continue to contact the investors and the authorities to clarify the reasons for the delay in price settlement, as well as solutions to resolve this issue./.

According to VOV.VN