Benefits for people when going to see a doctor or get medical treatment with health insurance

The practice of implementing health insurance policies in recent times has shown that: Thanks to participating in health insurance, many patients in difficult circumstances have had their medical examination and treatment costs covered by the health insurance fund. Many families have not fallen back into poverty because they do not have to pay the "huge" costs of medical examination and treatment for their relatives... Not only is it a material value, the health insurance policy is also a spiritual support that helps many people have the motivation and confidence to overcome illness and reintegrate into life.

When participating in health insurance, people will enjoy the following specific benefits:

Use the VssID application on your phone or a chip-embedded CCCD card to replace the paper health insurance card when going to see a doctor or get medical treatment., limiting the need to issue new or change health insurance cards due to expiration, tearing, damage, or incorrect information, shortening the time for procedures and verifying patient information. The entire history of medical examination and treatment of the patient will be stored on the VssID application, facilitating the process of better monitoring and treatment of diseases.

Get support for buying health insurance:Children under 6 years old and those in poor households are granted free health insurance cards. The State supports 100% of health insurance premiums for people in near-poor households living in poor districts and districts with high poverty rates. The State supports at least 70% of health insurance premiums for people in near-poor households. Provincial and municipal People's Committees can support health insurance premiums for local near-poor people from 10 - 30%...

For students and households working in agriculture, forestry, fishery and salt production with an average living standard according to Government regulations, the minimum health insurance premium support is 30%.

Get medical examination and treatment with health insurance nationwide:The buyer is entitled to medical examination and treatment under health insurance at any medical facility that has signed a contract for medical examination and treatment under health insurance nationwide according to regulations.

Health insurance fund covers medical examination and treatment costs from 40% to 100%:People with health insurance cards, when going for medical examination and treatment, will have the health insurance fund pay all or part of the medical examination and treatment costs (the payment rate depends on whether the treatment is in the right line or out of line); will be examined and treated by medical professionals; and will be transferred to a higher-level hospital when the illness is serious.

Health insurance buyers are covered by the health insurance fund: From 80% - 100% of the cost of medical examination and treatment at the right hospital. From 40% - 100% of the cost of inpatient examination and treatment at the wrong hospital at the central hospital, district hospital, and grassroots hospital.

Covered for tens of thousands of medicines and medical services: Medical services and costs covered by the health insurance fund include medical examination, treatment, rehabilitation; periodic pregnancy check-ups; childbirth; medicines, chemicals, medical supplies, equipment, medical technical services in the list of the Ministry of Health... There are many types of medicines and medical services covered by the health insurance fund (stipulated in Circular 30/2018/TT-BYT dated October 30, 2008).

Transparent information on medical examination and treatment:Information on health insurance cards is looked up online and updated directly into the medical examination and treatment management software of medical facilities, helping to significantly reduce the waiting time for health insurance examination and treatment of participants, creating favorable conditions for the organization of health insurance examination and treatment, and the management of health insurance funds of medical examination and treatment facilities and social insurance agencies.

Patients can look up information about treatment costs, services used, and health insurance benefits, while enhancing the role of health insurance participants in controlling the use of medical examination and treatment funds.

Reduce the burden of medical examination and treatment costs when sick or in an accident:Participating in health insurance has brought many practical benefits to people, especially low-income families when they are unfortunately sick or have health problems. In many cases, people participating in health insurance have significantly reduced medical examination and treatment costs, especially when they have an accident or are sick for a long time. Thanks to purchasing health insurance, patients with difficult economic conditions can receive timely medical examination and treatment and better medical care.

Sharing the risk among participants:Health insurance is a form of insurance to take care of people's health not for profit, organized by the State and participated by all people, to protect the health of each person in case of illness or accident, to ensure social security. Buying health insurance helps participants share risks with sick patients, demonstrating the spirit of mutual love and affection, contributing to ensuring social security. Health insurance brings fairness in health care for everyone, especially the poor, the near-poor and ethnic minorities living in remote areas.

All people need to raise awareness and participate in health insurance to be managed, cared for and enjoy quality health services./.