Removing difficulties and obstacles to ensure good health insurance policies and regimes for participants

PV DNUM_CHZBAZCACD 08:40

(Baonghean.vn) - Under the leadership of the Party and the State, in recent times, the implementation of health insurance policies and laws in our country has achieved many successes. The rate of people participating in health insurance is higher year after year and always meets the targets assigned by the National Assembly and the Government.

Ensure supply of medicine, medical examination and treatment costs, health insurance

With the viewpoint of putting the rights and interests of health insurance participants first, in recent times, Vietnam Social Security has proactively and promptly implemented many solutions such as: proposing and advising on the development of health insurance policies and laws; coordinating with relevant ministries and branches (Ministry of Health; Ministry of Public Security, People's Committees of provinces and cities...) to strengthen direction, guidance, and effective implementation of synchronous health insurance policies from the central to local levels; promoting administrative procedure reform... to facilitate participants and beneficiaries of health insurance policies.

bna_Đoàn viên thanh niên BHXH tỉnh Tư vấn chính sách BHXH, BHYT cho người dân ở chợ Vinh. Ảnh Thanh Hiền.JPG
Youth Union members of the provincial Social Insurance advise people at Vinh market on social insurance and health insurance policies. Photo courtesy of Thanh Hien

To overcome the shortage of drugs and medical supplies, Vietnam Social Security has promptly advised and coordinated with the Ministry of Health to report to the Government to issue Resolution No. 144/NQ-CP dated November 5, 2022 on ensuring drugs, medical equipment and payment of medical examination and treatment costs under Health Insurance; contributing opinions to Resolution No. 80/2023/QH15 of the National Assembly on "continuing to implement a number of policies in the prevention and control of the Covid-19 epidemic and using drug circulation registration certificates and drug ingredients that have expired from January 1, 2023 to December 31, 2024"... to ensure the supply of drugs and medical examination and treatment costs under Health Insurance to serve patients.

On the other hand, Vietnam Social Security also issued many documents to thoroughly grasp and direct local Social Security to uphold the sense of responsibility, closely coordinate with the health sector to promptly guide the resolution of difficulties and problems.

Remarkable,Social insuranceVietnam has issued Official Dispatch No. 544/BHXH-CSYT dated April 1, 2023 requesting the Social Insurance of provinces and cities, based on the actual situation of the locality, to propose to the Provincial People's Committee to decide to expand the list of drugs for centralized bidding at the local level appropriately to reduce difficulties for medical examination and treatment facilities; at the same time, promptly give opinions to the Department of Health and medical examination and treatment facilities, to avoid the situation of slow bidding organization leading to a shortage of drugs to serve patients...

Accordingly, in many provinces, medical examination and treatment facilities have purchased additional drugs through other forms of bidding such as: designated bidding, direct purchasing, competitive bidding, additional 20% purchase, drug regulation, organizing additional bidding for failed bid items, etc. Therefore, the drug shortage has been basically overcome, ensuring the rights of health insurance patients.

bna_Cán bộ BHXH tỉnh tuyên truyền, tư vấn BHXH, BHYT tại khối Trường Phúc, Hưng Phúc, TP Vinh. Ảnh Đình Tuyên.jpg
Provincial Social Insurance officers promote and provide consultation on social insurance and health insurance at Truong Phuc and Hung Phuc blocks, Vinh City. Photo courtesy of Dinh Tuyen

In particular, Vietnam Social Security has established working groups led by the General Director and Deputy General Directors to work with 63 provincial and municipal Social Security agencies, including resolving difficulties in health insurance examination and treatment. Following the direction of Vietnam Social Security, provincial Social Security agencies have made quarterly settlements to transfer payments and advance funds for the following quarter, creating favorable conditions for medical examination and treatment facilities to operate.

In 2023, implementing the Government's directions and the Ministry of Finance's instructions, Vietnam Social Security has directed the Social Security of provinces and cities to pay the entire amount approved by the Prime Minister to medical examination and treatment facilities and settle the overspending in 2018, 2019, 2020 in the 2022 financial settlement with a total amount of VND 1,977 billion.

With the initiative and efforts, many difficulties and problems in medical examination and treatment and payment of medical examination and treatment costs under the jurisdiction of Vietnam Social Security have been basically resolved, effectively serving the work of medical examination and treatment and ensuring good health insurance benefits for participants according to the Law.

Benefit from Health Insurance policy

Health insurance benefits are increasingly expanded, the quality of medical services is improved towards modernity, professionalism, and friendliness to the people. According to the assessment of the World Health Organization (WHO), Vietnam is one of the few countries in the world with a relatively complete, comprehensive and expanded drug list compared to the health insurance premium and countries in the ASEAN region.

Việc y tế Nghệ An đẩy mạnh phát triển kỹ thuật cao chuyên sâu đem lại quyền lợi cho người bệnh cũng là một nguyên nhân khách quan khiến chi phí KCB BHYT tăng cao (2).jpg
Nghe An Health care promotes the development of specialized high technology to bring benefits to patients participating in health insurance. Photo courtesy of Thanh Chung

According to regulations, the List of Health Insurance Drugs used in Vietnam includes 1,037 chemical and biological drugs, 59 radioactive drugs and markers; 229 oriental medicines, herbal medicines, and 349 traditional medicines. The selection of finished drugs paid for by the Health Insurance Fund at medical examination and treatment facilities is not limited by the type of drug with cheap or expensive prices, domestic or foreign drugs. Based on the disease model, the need for medical examination and treatment, and the ability to pay of the Health Insurance Fund, medical examination and treatment facilities build a List of drugs used at the unit to purchase and choose appropriate drugs.

Basically, the current List of drugs covered by Health Insurance participants has fully covered general and specialized medical examination and treatment facilities, hospital classes, specialties, and treatment fields.

bna_Các cơ sở y tế đều đã kết nối liên thông dữ liệu khám chữa bệnh và thanh toán bảo hiểm y tế. Ảnh Thành Chung.jpg
Medical facilities have all connected medical examination and treatment data and health insurance payments. Photo: Thanh Chung

In order to meet the increasingly full and quality needs of patients with health insurance cards, the Ministry of Health has issued a Decision to establish a Drafting Committee, an Editorial Team, to develop principles and criteria for amending and supplementing the List of pharmaceutical chemicals, biological products, radioactive drugs and markers; oriental medicines, herbal medicines and traditional medicinal herbs within the scope of benefits for health insurance participants. In particular, the focus is on expanding the List of drugs to meet treatment needs, ensuring that the rights of health insurance participants are better cared for while still ensuring that they are consistent with the payment capacity of the health insurance fund.

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Thanks to the health insurance fund, many kidney patients have received kidney transplants, opening up a new life. Photo courtesy of TC

In addition, Health Insurance participants also increasingly benefit from the quality of Health Insurance services; procedures for medical examination and treatment under Health Insurance are reformed, simplified, and save time for participants.

In particular, reforms such as: using citizen identification cards, Health Insurance card images on the VssID application for Health Insurance examination and treatment instead of paper cards; applying biometrics at Health Insurance examination and treatment facilities... have been responded to and highly appreciated by people and Health Insurance examination and treatment facilities.

With the benefits and conveniences enjoyed from the Health Insurance policy, most people actively and proactively participate in Health Insurance. Therefore, the Health Insurance coverage rate is always higher than the previous year, increasing from 91.01% of the population (2021) to 92.04% (2022) and 92.4% (first 9 months of 2023). By the end of September 2023, the whole country had 127,475,188 people going to see a doctor for health insurance, an increase of 19.8% over the same period in 2022; the amount paid by the Health Insurance Fund was more than 88.3 trillion VND, an increase of 15.9% over the same period in 2022.

With the spirit of being ready to create the best conditions for participants and beneficiaries of the Health Insurance policy according to regulations, in the coming time, Vietnam Social Security will continue to closely accompany the health sector, especially in the development and amendment of the Law on Health Insurance; resolve difficulties and problems in the process of organization and implementation... to ensure full and timely benefits of health insurance participants and the ability to balance and develop sustainably the health insurance fund./.

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Removing difficulties and obstacles to ensure good health insurance policies and regimes for participants
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