11 rules for saving money of the rich

Nguyen Thao (According to Bright Side) DNUM_BIZACZCABJ 10:03

Bright Side has introduced 11 rules for saving money of rich people. Refer to them and try to apply them to yourself.

24 hour rule
11 quy tắc tiết kiệm tiền của người giàu

Before you decide to buy something, give yourself a day to think about it. If after 24 hours you still want to buy it, go ahead. Don’t let your emotions make you buy something you don’t need.

Use cash

11 quy tắc tiết kiệm tiền của người giàu

Credit cards are a double-edged sword. People who plan their spending prefer to use cash over credit cards, especially for small purchases. The card tricks your senses, making you unaware that your money is 'leaving'.

Set the standard

11 quy tắc tiết kiệm tiền của người giàu

It may sound cliché, but setting a clear limit and sticking to it will help you limit your spending scientifically. For example, regular spending accounts for 50%, personal spending accounts for 30% and 20% is for savings.

Spend on things that make you money

11 quy tắc tiết kiệm tiền của người giàu

Rich people often spend money on long-term investments. For example, buying things that help with work such as: a business suit, a computer, a car...

Spend money on services that save you time

11 quy tắc tiết kiệm tiền của người giàu

The rich are not afraid to spend money on services that save them time and are beneficial to their spiritual life. They focus on investing rather than spending. Having groceries delivered to their doorstep, hiring a maid, using a dry cleaner, or renting a house closer to work are all ways to make their time more efficient. These things may cost more money, but they will give you more time to do the things that make you happy.

Experience is precious

11 quy tắc tiết kiệm tiền của người giàu

Rich people value life experiences. They do not hesitate to spend money on trips and new activities such as skydiving, diving, gym… to improve their experiences and health.

Pay bills first, enjoy later

11 quy tắc tiết kiệm tiền của người giàu

Good money managers are aware of their regular expenses. They follow the rule of paying their fixed expenses first, then considering spending the remaining money.

Make a regular shopping list

11 quy tắc tiết kiệm tiền của người giàu

Everyone loves a sale. But it’s not wise to buy too many deals, including things you don’t need. Make a list of things you need, then shop for deals on those items only.

Spend money on things that make you happy and healthy

11 quy tắc tiết kiệm tiền của người giàu

People often say that the rich can do and play because they love what they do and invest in things that make them happy. If you are passionate about constellations, boldly buy a telescope as long as you can afford it and it makes you happy.

No Spend Days

11 quy tắc tiết kiệm tiền của người giàu

Set aside a few days a week or month to practice the “no spend” principle. It will help you learn to control your urge to spend wastefully.

Fix everything tbefore throwing them away

11 quy tắc tiết kiệm tiền của người giàu

Rich people also believe that things should be fixed before they are thrown in the trash. Fixing things saves you money and helps the planet.

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