Vietnam Social Security: Striving for the goal of ensuring social security, leaving no one behind
(Baonghean.vn) - With the responsibility assigned by the Government, Vietnam Social Security has been making many efforts to effectively implement policies on social insurance and health insurance and achieved many important and comprehensive results in all aspects.
The rate of health insurance participation has developed sustainably.
The whole sector has proactively followed the Resolutions of the Party, the National Assembly, and the Government, promptly concretized targets and tasks in the whole sector; closely coordinated with ministries, branches, local Party committees and authorities, flexibly implemented solutions to adapt to the new situation and achieved positive results, completing and exceeding the targets assigned in Resolution No. 01/NQ-CP dated January 8, 2022 of the Government.
Specifically, in 2022, the number of people participating in social insurance nationwide will be 17.5 million, reaching 38.08% of the working-age workforce. Of which, the voluntary social insurance coverage rate will reach 3.18% of the workforce with more than 1.4 million participants, exceeding 0.68% of the target assigned by 2025 in Resolution No. 28-NQ/TW. By September 2023, the number of people participating in social insurance is estimated to increase by 8,000 people compared to 2022.
Notably, the rate of population participating in health insurance has developed sustainably every year, each year is higher than the previous year and always meets the targets assigned by the National Assembly and the Government: In 2021, the health insurance coverage rate is 91.01% (exceeding 0.01%); in 2022 it is 92.04% (exceeding 0.04%); in 2023 it is estimated at 93.22% (exceeding 0.02%).
62% of beneficiaries receive benefits through personal accounts in urban areas.
In the first 9 months of 2023, the whole industry has resolved for 65,358 people to receive monthly pensions and social insurance benefits; 6,498,881 people to receive sick leave, maternity leave, convalescence and health recovery benefits; more than 127 million health insurance examinations and treatments (up nearly 20% over the same period), corresponding to the amount of health insurance examination and treatment expenses of about 90 trillion VND (up more than 13,652 billion VND, equivalent to 15.6% over the same period).
The Vietnam Social Insurance sector also makes payments to more than 3.3 million monthly social insurance beneficiaries and more than 4 million unemployment insurance beneficiaries. In particular, implementing the direction of the Government and the Prime Minister on non-cash payments, the Vietnam Social Insurance sector has stepped up propaganda, mobilization, and encouragement for beneficiaries to receive social insurance and unemployment benefits through personal accounts. To date, about 62% of beneficiaries have been paid through this method in urban areas, an increase of 1% compared to 2022; exceeding the target assigned in Decision No. 1813/QD-TTg.
Many violations of social insurance and health insurance were detected.
The resolution of the situation of late payment and evasion of social insurance, health insurance and unemployment insurance has shown positive results. Specifically, in the first 9 months of 2023, the amount of late payment paid by inspected and audited units during the direct inspection and audit period increased by 2.6% compared to the same period in 2022; 1,095 units that were suddenly inspected by specialized agencies paid back to the social insurance, health insurance and unemployment insurance funds an amount of VND 107 billion/VND 198 billion of late payment; 260 decisions on administrative sanctions with a fine of VND 8.6 billion were issued and 387 units were urged to register to participate in social insurance for employees.
In recent years, the debt ratio of social insurance, health insurance, and unemployment insurance contributions has always been low and has decreased steadily over the years, specifically: In 2021, the debt ratio was 3.1%; in 2022 it was 2.91%; in 2023 it is expected to be 2.69%.
Through inspection and examination, many acts of abuse and profiteering of the fund were found.social insurance, the health insurance fund has been detected and handled promptly, such as: Employees using fake social insurance leave certificates or those issued by medical examination and treatment facilities that are not in accordance with regulations to pay social insurance benefits; medical examination and treatment facilities profit from the health insurance fund by settling medical examination fees, medicine costs, technical services... from the health insurance card of the person buying the Social Insurance Leave Certificate; profiting from one-time social insurance benefits under the form of authorization; patients borrowing other people's health insurance cards to go to the doctor or hospital or using health insurance cards to go to the doctor or hospital many times to get medicine for non-treatment purposes for themselves...
Diversified forms of communication
The Vietnam Social Insurance sector always prioritizes focusing resources, closely coordinating with relevant ministries, departments, branches; political, social and mass organizations; press agencies from central to local levels to synchronously and drastically deploy many solutions to promote communication work nationwide. Accordingly, communication work continues to be deployed in a variety of forms, not only on a wide scale, universally but also in depth, communicating directly to groups of subjects, communicating directly 1-1 to each household.
In the context of the increasing number of people receiving one-time social insurance, in order to ensure long-term and sustainable benefits for workers, in addition to promoting administrative reform, reducing procedures, documents, creating favorable conditions for participants and beneficiaries of policies, Vietnam Social Security also focuses on propaganda and dialogue with workers in industrial parks and export processing zones; direct consultation at the one-stop department of the provincial/district Social Security agency and the industry's Customer Care Center; promoting communication on press agencies, through the Electronic Information Portal/Facebook Fanpage/Zalo OA of Vietnam Social Security and provincial Social Security, on Social Security Magazine... to help workers understand the disadvantages of withdrawing one-time social insurance to continue accumulating, participating in social insurance, health insurance with many practical benefits.
Promoting digital transformation
Together with the entire political system, the entire Vietnam Social Insurance sector has made efforts and successfully completed assigned tasks, bringing about breakthrough changes, contributing to the creation and construction of the Vietnam Social Insurance sector in accordance with the orientation of the digital government of our Party and State. In particular, the sector is currently managing more than 91.74 million participants, of which 94% have been authenticated and synchronized with the national population database.
Vietnam Social Security also coordinated with ministries and branches to deploy 02 groups of interconnected administrative procedures (Birth registration - permanent residence registration - health insurance card issuance for children under 6 years old; Death registration - permanent residence cancellation - funeral cost support, funeral allowance); completed the provision of online public services "Resolving unemployment benefits", "Registering to participate in voluntary social insurance", "Registering to pay and issue health insurance cards for people who only participate in health insurance"; effectively deployed the VssID application... creating many conveniences for people when carrying out procedures on social insurance, health insurance, unemployment insurance.
On the other hand, the industry has coordinated to deploy the use of Citizen Identification Cards and the national electronic identification application (VNEID) to serve people going to health insurance examination and treatment, reaching nearly 100%; applying biometric technology at medical examination and treatment facilities... Up to now, all medical examination and treatment facilities under health insurance nationwide have deployed health insurance examination and treatment using chip-embedded Citizen Identification Cards, with nearly 50 million times of health insurance information lookup via Citizen Identification Cards to serve health insurance examination and treatment procedures. Thereby, it has brought many practical benefits to patients and medical examination and treatment facilities under health insurance.
It can be said that the positive and comprehensive results achieved in all areas of work of the Vietnam Social Security sector have shown the political determination of the entire sector in implementing assigned targets and tasks, ensuring the legitimate rights of participants and beneficiaries of policies, contributing to consolidating and creating more solid trust of people, workers and businesses in the social security policies of the Party and State./.
