Warning about the most common Valentine's Day scams

Catfishing

Sophisticated scammers often create fake online dating profiles or social media personas using stolen photos and fabricating dramatic stories.

They patiently build up their victims' trust, then suddenly use emergency situations, such as sudden medical expenses, plane tickets to meetings, or other financial difficulties, to ask for money.

They often claim to be from the same hometown but are “working” or “touring” abroad. Although they are quick to be intimate and express strong emotions, they avoid video calls or face-to-face meetings.

In particular, persistent requests for money transfers, in any form, from cash to gift cards, are often disguised as urgent. If you feel pressured to send money out of the blue, it is a clear sign of a scam. Be vigilant and protect yourself from these sophisticated tricks.

Gift and e-card scams

Around Valentine's Day, you may receive an email or text message saying someone has sent you an e-card, possibly from a "mystery admirer." Don't open it right away, though. In many cases, it's actually a scam, containing malware or links to dangerous websites.

One way to spot these scams is to check for spelling and poor grammar, although with the rise of AI, this method is not as effective as it used to be.

Another red flag is an email that doesn’t have a specific sender, not in a romantic way, but in a creepy way. If the gift or e-card contains a vague link to an unfamiliar website, be wary.

Online scams are getting more sophisticated, especially with the help of AI, but with a little vigilance, you can completely protect yourself from these tricks.

Fraud by setting up fake online flower or gift shops

Scammers often create fake websites that promise great discounts on popular Valentine's Day gifts like flowers, chocolates, or jewelry. They accept payment but never deliver, or if they do, the product delivered is far inferior to the advertised product.

Be wary of prices that seem too good to be true, because if a deal looks too good to be true, it probably is. Scammers know the psychology of bargain hunting, especially during special occasions.

Another telltale sign of a fake store is the lack of clear contact information or a physical address. To avoid falling victim, always check customer reviews, verify the website, and only shop from reputable vendors.

Message from "Secret Admirer"

You may receive a text message, email, or social media direct message that says, cryptically, “You have a secret admirer!” But don’t get excited, it could be an elaborate scam.

Scammers will ask you to "confirm your identity" or "click a link to view the message." With just one click, you could accidentally install malware or be taken to a fake website that steals personal information.

Scam emails and text messages are one of the most common forms of fraud. Like fake e-cards, if someone asks you for personal information like your name, address, or financial information without a valid reason, consider that a big red flag.

Also, be especially cautious with suspicious links, strange domains or shortened URL website addresses, they are often gateways to a phishing site.

Fake gift cards or coupons

Scammers often sell fake gift cards or coupon codes at attractive discounts, often through online marketplaces or social media ads.

You think you've got a great deal, only to find out when you try to use it that it's completely worthless. Or worse, you give a gift card to a loved one as a thoughtful Valentine's Day gift, only to be disappointed when they find out it can't be used.

Like fake flower shops and scam gift websites, discounts that are “too good to be true” are always a red flag. Sure, there are great promotions and great deals, but they’re rare, especially on big-ticket items.

Think about it, why would someone sell a brand new Samsung Galaxy S25 Ultra for less than half price, just weeks after its February 2025 launch? The simple answer is that there are no bargains without risks.

Always double check the source before buying, especially if the item seems too good to be true.

Tips to avoid being scammed on Valentine's Day

While Valentine's Day is a time when romance scams increase, most of the precautions are universal, meaning they can help you avoid scams year-round, not just this holiday.

Here's how to protect yourself from scams:

- Identity verification:If you meet someone online, ask to video chat or call before getting emotionally invested. If they constantly make excuses not to meet up or show up, that's a red flag.

- Always skeptical:If someone you just met suddenly finds themselves in a financial crisis and needs help, be cautious. Never send money or gift cards to someone you haven't met in person. Even if you have, make sure you really know the person.

- Double check the web URL address:When buying a gift or sending an e-card, make sure the website has an "HTTPS" address, the domain name is spelled correctly, has an authentication seal, and reviews from real customers. If in doubt, use a URL security checker to check before visiting.

- Use secure payment methods:Avoid direct debits when paying for flowers, gifts, or anything else. Credit cards, debit cards, or reputable payment services will help protect your transactions.

- Be careful with strange links and attachments:Don't click on unexpected email links or open attachments from unknown senders. Before opening them, scan them with anti-virus software to be safe.

- Check carefully before donating:If you receive a romantic-themed charity appeal, research the organization. Check the official website and verify it through charity monitoring platforms.

- Take your time:Scammers often create a sense of urgency so you don’t have time to think things through. Don’t let anyone pressure you into making financial decisions right away; people who truly care about you will respect your discretion.

In short, always trust your instincts. If something feels “off,” it’s best not to make a transaction or share personal information. A little bit of caution can save you a lot of unnecessary risks.