Bank interest rates today February 13, 2025: Many banks push interest rates up to over 6%/year
Bank interest rates today February 13, 2025: BIDV slightly increased 0.1% for long terms. Many banks pushed deposit interest rates up to over 6%/year for long terms.
Banks have interest rates around 6%/year for 12 and 18 month terms.
According to the interest rate table of banks on February 13, there are 5 banks listing interest rates from 6% or higher for 12-month term deposits such as Kienlongbank, BVbank, GPbank, MSB and VCBNeo.
If customers have savings that they do not need to use for a long time, they can consider depositing money for 12-month and 18-month terms in other banks with attractive interest rates, specifically:
- KienLongbank applies interest rate of 6.1% for both terms.
- BVbank 6.05% and 6.35%
- GPbank 6.05% and 6.15%.
- MSB 6.3% and 5.8%.
- VCBNeo applies 6% interest rate for both 12 and 18 month terms.
- Eximbank 5.6% and 6.5%.
- Bac Abank 5.6% and 6%
- BaoVietbank 5.8% and 6%
- DongAbank 5.8% and 6.1%
- HDbank 5.6% and 6.1%.
- IVB 5.95% and 6.05%.
- MBV 5.8% and 6.1%.
12 and 18 month term interest rates of Big 4 banks
- Agribank, BIDV and Vietinbank all apply interest rate of 4.7%/year for both 12 and 18 month terms.
- Vietcombank listed a slightly lower interest rate: 4.6%/year for the above two terms.
BIDV has just adjusted the interest rate up by 0.1%/year for 24-36 month terms, to 4.8%/year.
PVcomBank continues to lead the market with an interest rate of 9.0%/year.
Super attractive interest rate with special conditions, PVcomBank with interest rate of 9.0%/year, applied to minimum deposit balance from 2,000 billion VND or more. This is a special high interest rate, only for customers depositing large amounts of money.
HDBank also offers exceptionally high interest rates, up to 8.1% per year for a 13-month term and 7.7% for a 12-month term, with a minimum balance of VND500 billion maintained. The bank also applies a 6% interest rate for an 18-month term.
MSB applies interest rates for over-the-counter deposits up to 8%/year for a 13-month term and 7% for a 12-month term. The applicable conditions are that the new savings account or the savings account opened from January 1, 2018 automatically renews with a 12-month or 13-month term and the deposit amount is from VND 500 billion.
Dong A Bank is not far behind when listing interest rates for deposits of 13 months or more, with the final interest rate for deposits of 200 billion VND or more applying an interest rate of 7.5%/year. This bank also applies an interest rate of 6.1% for a 24-month term.
Bac A Bank applies an interest rate of 6%/year for a 12-month term; 6.1%/year for a 13-15 month term; 6.4%/year for a 18-36 month term. Conditions apply to deposits over 1 billion VND./.
| INTEREST RATE TABLE FOR ONLINE DEPOSITS AT BANKS ON FEBRUARY 13, 2025 (%/YEAR) | ||||||
| BANK | 1 MONTH | 3 MONTHS | 6 MONTHS | 9 MONTHS | 12 MONTHS | 18 MONTHS |
| AGRIBANK | 2.4 | 3 | 3.7 | 3.7 | 4.7 | 4.7 |
| BIDV | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
| VIETINBANK | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
| VIETCOMBANK | 1.6 | 1.9 | 2.9 | 2.9 | 4.6 | 4.6 |
| ABBANK | 3.2 | 4 | 5.5 | 5.6 | 5.8 | 5.6 |
| ACB | 3.1 | 3.5 | 4.2 | 4.3 | 4.9 | |
| BAC A BANK | 3.6 | 3.9 | 5.05 | 5.15 | 5.6 | 6 |
| BAOVIETBANK | 3.3 | 4.35 | 5.45 | 5.5 | 5.8 | 6 |
| BVBANK | 3.95 | 4.15 | 5.45 | 5.75 | 6.05 | 6.35 |
| DONGA BANK | 4.1 | 4.3 | 5.55 | 5.7 | 5.8 | 6.1 |
| EXIMBANK | 4.1 | 4.4 | 5.4 | 5.4 | 5.6 | 6.5 |
| GPBANK | 3.5 | 4.02 | 5.35 | 5.7 | 6.05 | 6.15 |
| HDBANK | 3.85 | 3.95 | 5.3 | 4.7 | 4.7 | 6.1 |
| IVB | 4 | 4.35 | 5.35 | 5.35 | 5.95 | 6.05 |
| KIENLONGBANK | 4.3 | 4.3 | 5.8 | 5.8 | 6.1 | 6.1 |
| LPBANK | 3.6 | 3.9 | 5.1 | 5.1 | 5.5 | 5.8 |
| MB | 3.7 | 4 | 4.6 | 4.6 | 5.1 | 5.1 |
| MBV | 4.3 | 4.6 | 5.5 | 5.6 | 5.8 | 6.1 |
| MSB | 4.1 | 4.1 | 5 | 5 | 6.3 | 5.8 |
| NAM A BANK | 4.3 | 4.5 | 5 | 5.2 | 5.6 | 5.7 |
| NCB | 4.1 | 4.3 | 5.45 | 5.55 | 5.7 | 5.7 |
| OCB | 4 | 4.2 | 5.2 | 5.2 | 5.3 | 5.5 |
| PGBANK | 3.4 | 3.8 | 5 | 5 | 5.5 | 5.8 |
| PVCOMBANK | 3.3 | 3.6 | 4.5 | 4.7 | 5.1 | 5.8 |
| SACOMBANK | 3.3 | 3.6 | 4.9 | 4.9 | 5.4 | 5.6 |
| SAIGONBANK | 3.3 | 3.6 | 4.8 | 4.9 | 5.8 | 6 |
| SCB | 1.6 | 1.9 | 2.9 | 2.9 | 3.7 | 3.9 |
| SEABANK | 2.95 | 3.45 | 3.95 | 4.15 | 4.7 | 5.45 |
| SHB | 3.5 | 3.8 | 5 | 5.1 | 5.5 | 5.8 |
| TECHCOMBANK | 3.35 | 3.65 | 4.65 | 4.65 | 4.85 | 4.85 |
| TPBANK | 3.5 | 3.8 | 4.8 | 4.9 | 5.2 | 5.5 |
| VCBNEO | 4.15 | 4.35 | 5.85 | 5.8 | 6 | 6 |
| VIB | 3.8 | 3.9 | 4.9 | 4.9 | 5.3 | |
| VIET A BANK | 3.7 | 4 | 5.2 | 5.4 | 5.8 | 6 |
| VIETBANK | 4.2 | 4.4 | 5.4 | 5 | 5.8 | 5.9 |
| VPBANK | 3.8 | 4 | 5 | 5 | 5.5 | 5.5 |
