Bank interest rates today February 27, 2025: No adjustment
Bank interest rates today February 27, 2025, the market does not record any bank adjustment.
Interest rate from 6%/year
Yesterday, many banks such as Eximbank, BVBank, KienlongBank, VietBank and MSB reduced their deposit interest rates. Most of these banks are among the market leaders in terms of savings interest rates, especially for terms over 12 months, the interest rate is still maintained above 6%/year.
Previously, the highest interest rate was up to 6.8%/year, but currently, IVB only lists the highest rate at 6.2%/year for a term of 24-36 months. GPBank is currently in second place with an interest rate of 6.15%/year for online deposits with a term of 18-36 months.
Many other banks such as Eximbank, HDBank, MBV, Saigonbank, SHB and Viet A Bank are also listing interest rates of 6.1%/year for terms from 18 to 36 months. BVBank after reducing interest rates to 6.05%/year for terms from 18 to 36 months.
The interest rate of 6%/year is currently applied by banks such as BaoVietBank, Bac A Bank, BVBank, Eximbank, Saigonbank, HDBank, VCBNeo and VietBank for terms from 12 to 36 months.

World market exchange rates recover
On the morning of February 27, the State Bank of Vietnam (SBV) announced the central exchange rate of VND/USD at 24,668 VND/USD, up 22 VND compared to the previous session. In the international market, the US Dollar Index (DXY) measuring the fluctuations of the USD compared to 6 major currencies reached 106.48 points, up 0.17%.
In the domestic market, the reference exchange rate at the State Bank of Vietnam is 23,485 VND/USD (buy) and 25,851 VND/USD (sell). Commercial banks also adjusted the USD exchange rate. Vietcombank listed the buying and selling rates at 25,330 VND/USD - 25,720 VND/USD, an increase of 30 VND compared to yesterday.
On the free market ("black market"), the USD exchange rate increased sharply. At 5:00 a.m., the buying and selling rates fluctuated at 25,745 VND - 25,825 VND, an increase of 75 VND for buying and 95 VND for selling compared to yesterday.
In the US market, the USD recovered after hitting an 11-week low. The DXY index rose 0.17% to 106.48 points, thanks to optimism about the US economic outlook and tariff policy after President Donald Trump's speech.
Meanwhile, the euro fell 0.26% to $1.0486. The dollar has fallen nearly 4% from its more than two-year high in January, due to concerns about economic growth and inflation in the US, as well as President Trump's new tax policy with Canada and Mexico.
Other currencies also saw strong moves. The Canadian dollar fell 0.9% to CAD1.43/USD, while the Mexican peso gained 0.3% to MXN20.406/USD. Against the Japanese yen, the US dollar fell 0.04% to JPY148.96/USD, while the British pound gained 0.09% to USD1.2677.