Bank interest rates on March 10: Four banks have interest rates above 7%
Bank interest rates on March 10, 2025: There are four banks with interest rates above 7% for long-term deposits, while some banks apply higher interest rates but with special conditions.
Special interest rate highest 7-9%
The highest interest rates currently range from 7% to 9% per year for a 12-month term, but customers need to meet special conditions to enjoy these rates.
PVcomBank is currently leading with an interest rate of 9%/year for a 12-13 month term when depositing money at the counter. However, customers must maintain a minimum balance of VND2,000 billion to receive this interest rate.
HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term. The condition is that customers must maintain a minimum balance of VND500 billion. For an 18-month term, this bank applies an interest rate of 6%.
MSB listed an interest rate of 7%/year for 12 and 13 month terms. The condition to enjoy this interest rate is that customers must deposit at least 500 billion VND, applicable to new savings books opened or automatically renewed from January 1, 2018.
Dong A Bank is applying an interest rate of 7.5%/year for term deposits of 13 months or more, with a minimum amount of VND200 billion. Meanwhile, Bac A Bank lists the highest interest rate of 6%/year for terms of 18-36 months, applied to deposits of VND1 billion or more. IVB offers an interest rate of 6.15% for terms of 36 months, with a minimum deposit of VND1,500 billion.

Banks maintain interest rates above 6%
Besides, some banks still maintain interest rates above 6%/year for long terms without requiring a minimum deposit amount.
BVBank currently applies an interest rate of 6%/year for 18-month terms and 6.05%/year for 24-month terms. Cake by VPBank offers an interest rate of 6%/year for 12-18-month terms and 6.3%/year for 24-36-month terms.
VRB and Dong A Bank apply an interest rate of 6%/year for a 24-month term. VietABank offers 6%/year for 18- and 24-month terms, while 36-month terms enjoy an interest rate of 6.1%/year. HDBank also applies 6% for a 15-month term and 6.1% for an 18-month term.
BAOVIET Bank is maintaining an interest rate of 6% for terms of 15, 18, 24 and 36 months. ABBank also applies a rate of 6%/year for terms of 12 months.