Monday, October 6, 2025

Vietnamese

bank

Bank related news updates

Lãi suất tiết kiệm rục rịch giảm tiếp

Savings interest rates are about to continue to decrease.

After the interest rate cut in mid-August, some banks have now reduced it further, with some paying interest below 3% for a 1-month term.

Individuals borrowing from banks from 3 billion VND or more may be subject to a risk coefficient of 150%.

According to the draft circular of the State Bank, the risk coefficient of 150% applies to personal loans for living needs with a principal balance of 3 billion or more.
Bank "bosses" are prohibited from accepting brokerage commissions.

The Ministry of Finance has just issued Circular No. 16/2018/TT-BTC guiding a number of provisions on financial regimes for credit institutions (CIs) and branches of the State Bank (SBV). This Circular officially takes effect from March 26.

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