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credit
News updates related to credit
TYM Nghe An supports over 60,000 women in accessing capital and reducing reliance on illegal lending.
On the morning of January 22nd, TYM Nghe An held a conference to summarize its activities in 2025 and implement tasks for 2026, aiming to disburse loans totaling over 1,400 billion VND and mobilize resources...
Society
Credit growth in 2026 is projected to increase by 15%, injecting an additional 2.79 trillion VND into the economy.
The State Bank of Vietnam aims for a 15% credit growth rate in 2026, focusing on four main drivers: real estate, public investment, consumption, and interest rates.
The State Bank of Vietnam projects credit growth of approximately 15% in 2026.
The State Bank of Vietnam has set a credit growth target of 15% for 2026, prioritizing investment in production and business activities while strictly controlling risky sectors such as real estate.
Bank liquidity is under pressure as credit growth reaches 19%, far exceeding deposit growth.
The 3-4 percentage point difference between credit growth and deposit mobilization in 2025 is pushing the banking system into a state of liquidity strain and interest rate pressure.
Deposit interest rates are expected to accelerate towards the end of 2025: More than 20 banks adjust rates to alleviate liquidity pressure.
Liquidity pressure increased as credit growth (17.87%) far exceeded deposit growth (14.1%), forcing banks to raise interest rates and await further action from the State Bank of Vietnam in 2026.
Interest rates on loans for young people to buy social housing will increase to 5.6% per year from 2026.
Agribank has adjusted its preferential interest rate for customers under 35 years old borrowing to buy social housing, increasing it by 0.7% per year, reflecting fluctuations in medium and long-term interest rates within the Big4 banking system.
Banking sector in 2025: Credit growth of 17.87%, breakthrough in digitalization.
By 2025, the banking sector is projected to reach 18.4 million billion VND in credit, see a 42.34% increase in cashless payments, and successfully establish QR code connectivity with four countries in the region.
Ms. Nguyen Thanh Phuong leaves the Board of Directors of BVBank, capital increases to VND 9,912 billion.
December 27, 2025 21:52
BVBank approves its personnel for the 2025-2030 term and a plan for a significant capital increase. Ms. Nguyen Thanh Phuong resigns from the Board of Directors to comply with the Law on Credit Institutions 2024.
HDBank increases its capital to over 50,000 billion VND, and its 2025 profit target is expected to be exceeded.
December 27, 2025 12:14
After issuing over 1.1 billion shares, HDBank's charter capital officially exceeded VND 50,000 billion. The bank forecasts profits in 2025 to reach VND 21,500 billion, exceeding the plan by 2%.
Non-performing loans decrease and their correlation with the rise of the VN-Index.
December 25, 2025 13:41
Historical data shows that cycles of declining non-performing loans often coincide with strong stock market growth, opening up positive prospects for the VN-Index.
VIB receives international award for customer experience in 2025.
December 25, 2025 12:46
Vietnam International Bank (VIB) was honored by Global Banking and ranked in the top 4 for customer satisfaction among wealthy individuals thanks to breakthroughs in card services and digital banking.
Ho Chi Minh City: Capital mobilization in 2025 is estimated to reach 5.17 million billion VND.
December 24, 2025 15:19
Capital mobilization in Ho Chi Minh City is projected to increase by 11.94% in 2025, while outstanding credit is expected to increase by 13.5%. VND deposit interest rates are trending slightly upward across many maturities.
MEATDeli chilled meat: Ranked in the Top 10 Trusted Products and Services in Vietnam for 6 consecutive years.
December 23, 2025 08:00
At the Announcement & Recognition Ceremony of Trusted Products and Services in Vietnam 2025 (Trusted in Vietnam 2025) organized by Vietnam Economic Magazine, Masan Group made its mark with 2 brands included in the list...
The banking system faces risks when burdened with growth targets.
December 17, 2025 14:12
With outstanding credit exceeding 18.2 million billion VND, the Vietnamese banking system is facing significant pressure as it shoulders the burden of high economic growth targets, leading to warnings about systemic risk.
Deposit interest rates have risen sharply, reaching a high of 8.3% per year.
December 17, 2025 13:57
The race for deposit interest rates has heated up again, led by private banks. Seasonal liquidity pressures and high credit growth are the main reasons.
"A lifeline" for ethnic minorities in Nghe An
December 16, 2025 16:25
Social policy credit plays a crucial role in socio-economic development and poverty reduction in ethnic minority areas. Success stories of ethnic minorities in these areas...
Policy credit opens a path out of poverty in Quy Chau.
December 11, 2025 14:52
Policy credit funds have helped many poor and near-poor households in Quy Chau district (Nghe An province) invest in forest planting, livestock farming, expanding production, escaping poverty, and achieving stable lives...
Thai Hoa People's Credit Fund announces
December 11, 2025 09:58
Thai Hoa People's Credit Fund announces changes to its charter capital, head office address, and Quang Phong branch office address.
Support for farmers to improve their quality of life.
December 9, 2025 17:28
Thanks to loans from the Social Policy Bank, many members of farmers' associations in Nghe An province have been "supported" to develop their economy and improve their quality of life. Source...
Lowering interest rates on loans under some policy credit programs.
November 26, 2025 16:32
Deputy Prime Minister Ho Duc Phoc has just signed Decision No. 2553/QD-TTg dated November 21, 2025, on reducing lending interest rates for a number of policy credit programs implemented by the Bank...
Prime Minister: The banking sector must ensure that credit growth is on target and effective.
November 24, 2025 18:51
Prime Minister Pham Minh Chinh requested the banking sector to focus on accelerating digital transformation, applying science and technology, strengthening credit control, and ensuring credit growth is on track and...
Lowering interest rates on loans under some policy credit programs.
November 23, 2025 13:00
Deputy Prime Minister Ho Duc Phoc has just signed a Decision on adjusting and reducing lending interest rates for some policy credit programs at the Social Policy Bank.
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