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credit
News updates related to credit
With rising bank deposits, how can we unlock the flow of capital?
By the end of June 2026, the total amount of deposits from the public into the credit system had reached 11.07 million billion VND, recording high growth for the banking sector in recent years. The flow...
Economy
Interest rates on real estate loans have reached 13% per year, while floating rates are close to 17% per year.
Interest rates for home loans at many banks are currently commonly above 10% per year, in some cases reaching 13% per year, and could even hit 16.8% per year when floating.
Expanding access to preferential loans for overseas workers.
From 2026, in accordance with Government Decree 338/2025/ND-CP, workers going to work abroad under contract will have more opportunities to access preferential capital sources to reduce cost pressure...
Authorities dismantled a smuggling ring that illegally transported over $51 million across the border.
On August 21st, Hanoi City Police announced that they had dismantled a ring involved in the illegal transportation of currency across the border, with the total amount of illegal transactions reaching over 51 million USD (equivalent to...).
Credit growth in the first 7 months of the year and room for economic development in Nghe An.
Despite facing numerous difficulties and challenges due to the global and domestic situation, the credit market in Nghe An province still achieved good results in the first months of the year...
SHB is allocating VND 47,000 billion in preferential credit, reducing loan interest rates by up to 2% for businesses and household businesses.
SHB Bank expands its preferential credit package to VND 47,000 billion, reduces interest rates by up to 2% per year, while its profit in the first half of 2026 is projected to reach VND 9,092 billion.
Conclusions of Prime Minister Le Minh Hung at the working session with the State Bank of Vietnam and the system of credit institutions.
The Government Office has just issued Notice No. 428/TB-VPCP summarizing the conclusions of Prime Minister Le Minh Hung at the working session with the State Bank of Vietnam and the system of credit institutions...
The Prime Minister instructed banks to substantially reduce lending interest rates and increase credit growth.
August 13, 2026 18:01
The Prime Minister instructed the State Bank of Vietnam to maintain the policy interest rate, stabilize the market, reduce capital costs, and channel credit into production sectors.
Lowering lending interest rates is a challenge when the economy needs 38.5 million billion VND in medium and long-term capital.
August 13, 2026 11:01
Total outstanding loans in the economy reached nearly 20.3 million billion VND, but deposit growth lagged behind credit growth, putting pressure on interest rates and long-term liquidity.
Untangling the bottleneck for capital flow to support high-tech agriculture.
August 12, 2026 10:23
High-tech agriculture is being identified as a strategic direction to increase added value and ensure sustainable development for Nghe An's agricultural sector. However, in reality...
The "double" incentive from student loan policies.
August 11, 2026 16:55
As soon as university acceptance letters are received, many families begin to worry about the numerous expenses that need to be covered. Therefore, access to preferential credit loans is crucial...
Outstanding real estate loans at 12 banks reached over 1.12 trillion VND in the first six months of the year.
August 11, 2026 06:25
As of June 30, 2026, outstanding real estate loans of 12 banks reached over 1.12 trillion VND, with 8 banks recording an increase in the proportion of credit extended to the market.
Green credit: Financial leverage for the Net Zero journey.
August 10, 2026 20:50
Aiming for net-zero emissions by 2050, the business community is facing the need for innovation to develop in a green and sustainable direction. To realize this goal...
The State Bank of Vietnam has requested a minimum 1% reduction in lending interest rates for small and medium-sized enterprises.
August 10, 2026 17:18
The State Bank of Vietnam requires banks to apply preferential lending interest rates that are at least 1.0% lower per year from August 2026, for small and medium-sized enterprises and priority sectors.
Raising awareness about deposit insurance and protecting the rights of depositors.
August 4, 2026 15:58
On August 4th, in Con Cuong commune, the Vietnam Deposit Insurance Corporation's North Central Region Branch, in coordination with the Bong Khe People's Credit Fund, organized a conference to disseminate policies and laws...
Do Thanh People's Credit Fund announces information
July 23, 2026 15:05
The Do Thanh People's Credit Fund hereby announces the following changes in accordance with Decision No. 317/QD-KV8 dated May 28, 2026:
The survey shows that 81% of people are willing to take out a mortgage if the interest rate is below 9% per year.
July 22, 2026 16:39
The 9% interest rate threshold is identified as a crucial psychological point to boost real estate transactions, while regulators are committed to maintaining stable interest rates to meet genuine demand.
Quynh Giang People's Credit Fund announces information
July 20, 2026 15:04
Quynh Giang People's Credit Fund hereby announces the following changes in accordance with Decision No. 418/QD-KV8 dated July 8, 2026:
The average lending interest rate at 8 banks exceeded 10% per year.
July 19, 2026 06:48
Data from June 2026 shows a strong divergence in the credit market, with 8 banks maintaining lending interest rates above 10% per year, even though the Big4 group is beginning to show signs of cooling down.
"Leveraging" policy credit funds in Quynh Luu
July 18, 2026 14:47
Despite the challenging economic conditions, the Quỳnh Lưu branch of the Vietnam Social Policy Bank has proactively followed the Party's guidelines and closely coordinated with the local authorities to expand the scale of credit in the past six years...
Interest rates unlikely to fall significantly, real estate market expected to recover by the end of 2026.
July 16, 2026 16:21
With credit growth reaching 7.7% while deposits only increased by 5.5%, liquidity pressure makes it difficult for interest rates to fall sharply, affecting the recovery of the real estate market.
Nghi Thu People's Credit Fund announces information
July 13, 2026 16:03
Nghi Thu People's Credit Fund hereby announces the following changes in accordance with Decision No. 312/QD-KV8 dated May 28, 2026:
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