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News updates related to credit

Nâng cao nhận thức về bảo hiểm tiền gửi, bảo vệ quyền lợi người gửi tiền

Raising awareness about deposit insurance and protecting the rights of depositors.

On August 4th, in Con Cuong commune, the Vietnam Deposit Insurance Corporation's North Central Region Branch, in coordination with the Bong Khe People's Credit Fund, organized a conference to disseminate policies and laws...

Economy

Do Thanh People's Credit Fund announces information

The Do Thanh People's Credit Fund hereby announces the following changes in accordance with Decision No. 317/QD-KV8 dated May 28, 2026:
The survey shows that 81% of people are willing to take out a mortgage if the interest rate is below 9% per year.

The 9% interest rate threshold is identified as a crucial psychological point to boost real estate transactions, while regulators are committed to maintaining stable interest rates to meet genuine demand.

Quynh Giang People's Credit Fund announces information

Quynh Giang People's Credit Fund hereby announces the following changes in accordance with Decision No. 418/QD-KV8 dated July 8, 2026:
The average lending interest rate at 8 banks exceeded 10% per year.

Data from June 2026 shows a strong divergence in the credit market, with 8 banks maintaining lending interest rates above 10% per year, even though the Big4 group is beginning to show signs of cooling down.
"Leveraging" policy credit funds in Quynh Luu

Despite the challenging economic conditions, the Quỳnh Lưu branch of the Vietnam Social Policy Bank has proactively followed the Party's guidelines and closely coordinated with the local authorities to expand the scale of credit in the past six years...
Interest rates unlikely to fall significantly, real estate market expected to recover by the end of 2026.

With credit growth reaching 7.7% while deposits only increased by 5.5%, liquidity pressure makes it difficult for interest rates to fall sharply, affecting the recovery of the real estate market.

Nghi Thu People's Credit Fund announces information
July 13, 2026 16:03

Nghi Thu People's Credit Fund hereby announces the following changes in accordance with Decision No. 312/QD-KV8 dated May 28, 2026:
Nghe An Newspaper and Radio and Television Station requests that agencies and units exploit, use, and share information in accordance with regulations.
July 7, 2026 11:27

Nghe An Newspaper and Radio and Television Station has just issued Official Document No. 753-CV/BPTTH regarding the exploitation, use, and sharing of information from the unit's online newspaper and digital platforms.
Policy credit in Nghe An affirms its role as a pillar of social security.
July 7, 2026 11:14

In the first six months of 2026, the Social Policy Bank of Nghe An Branch continued to make its mark with many outstanding results in mobilizing resources, increasing credit growth, and improving quality...
Deposit interest rates exceed 9%/year: Pressure from system capital imbalance.
July 5, 2026 06:50

Many banks are pushing deposit interest rates above 9% per year to attract capital as credit growth (7.41%) is far outpacing deposit growth (4.3%) in the first six months of 2026.
Bong Khe People's Credit Fund announces information
June 23, 2026 17:11

Bong Khe People's Credit Fund hereby announces the following changes in accordance with Decision No. 363/QD-KV8 dated June 10, 2026 and Decision No. 375/QD-KV8 dated June 17, 2026:
Phu Tho: Former bank employee prosecuted for defrauding over 10 billion VND.
June 22, 2026 16:47

The Investigation Police Department of Phu Tho province has initiated legal proceedings against Vu Cong Giang for exploiting loan procedures to transfer land use rights from customers in order to misappropriate assets.
Van Dien People's Credit Fund announces information
June 22, 2026 15:11

Van Dien People's Credit Fund hereby announces the following changes in accordance with Decision No. 323/QD-KV8 of the State Bank of Vietnam, Region 8 Branch:
Hung Dong People's Credit Fund announces information
June 19, 2026 16:13

Hung Dong People's Credit Fund hereby announces the following changes in accordance with Decision No. 279/QD-KV8 dated May 21, 2026:
Thai Hoa People's Credit Fund announces information
June 16, 2026 16:55

Thai Hoa People's Credit Fund hereby announces the following changes in accordance with Decision No. 358/QD-KV8 dated June 9, 2026:
Dien My People's Credit Fund Announces Information
June 15, 2026 16:49

The Dien My People's Credit Fund hereby announces the following changes in accordance with Decision No. 269/QD-KV8 dated May 19, 2026:
People's Artist Huong Dung warns against the "vacation contract" scam after losing all her credit interest.
June 11, 2026 09:31

People's Artist Huong Dung speaks out about falling into the trap of the timeshare ownership model, having to pay 60 million VND in interest each month and only recovering a small portion of her savings after many years.
The new organizational structure of the State Bank of Vietnam from July 1, 2026.
June 9, 2026 11:51

The government has just issued Decree No. 198/2026/ND-CP amending and supplementing a number of articles of Decree No. 26/2025/ND-CP dated February 24, 2025, stipulating the functions, tasks, powers, and organizational structure...
Digitalization for credit risk management
June 8, 2026 14:41

Digitalizing credit risk management is a crucial step for banks in the current context. By maximizing the use of digital data instead of traditional scoring methods,...
Xuan Hoa People's Credit Fund announces information
June 3, 2026 17:22

Xuan Hoa People's Credit Fund hereby announces the following changes in accordance with Decision No. 125/QD-KV8 dated March 18, 2026 and Decision No. 297/QD-KV8 dated May 26, 2026:
Thanh Linh People's Credit Fund announces information
June 3, 2026 10:28

Thanh Linh People's Credit Fund hereby announces the following changes in accordance with Decision No. 318/QD-KV8 dated May 28, 2026:

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