Should couples set up a secret fund?

(Baonghean.vn)- How will it affect married life if a husband or wife sets up a separate secret fund for themselves?

When you are married, you will share the same financial resources. However, if one of you keeps some money for yourself and does not tell the other about its existence, it is called a slush fund.

The question is, should or should not you set up a separate fund for yourself to use without consulting your spouse?

Should set up a slush fund. Why?

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Husband and wife live together in two completely different families, and so the feelings of the daughter - mother's family, son - mother's family, daughter-in-law - husband's family and son-in-law - wife's family will also be different. If you have your own financial resources, you can help your relatives without consulting your wife or husband.

For husbands, many people think that women will not always be willing to give money to their husbands to help their relatives in their husbands' families. But seeing relatives in trouble without helping, the husbands cannot bear it. Therefore, each man also needs his own money to do those things. Many wives also set up secret funds for the same purpose.

In fact, when the family's economy is sufficient, it is good for the husband or wife to want to help their family. However, sometimes the husband or wife will not feel comfortable about this and secretly bring money to help their family. And conversely, when the wife (husband) realizes that the family's economic conditions are not yet abundant and the paternal (maternal) side still needs their help, they do not want to put more pressure on their spouse. Therefore, they also quietly save up a small amount of money for their own expenses when needed.

In addition, men often have to go out on diplomatic missions, so they cannot always ask their wives for money. They need to have their own money to spend on their personal needs.

No, because...

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As a couple, you should share the same financial resources, you should not set up a separate fund outside of the family account. Many people think that setting up a secret fund means using it for unclear purposes such as: keeping a mistress, having an affair...

In case the husband or wife discovers that the secret fund appears along with "black stories", your marriage will have quite big cracks. Once the secret fund is exposed, it will create suspicion for your spouse and have a very bad impact on family life. And in fact, many happy marriages have broken down just because secret funds have become popular.

And in summary:

Slush funds in married life have both good and bad sides.

When the person who created and used the secret fund has a good purpose, it is completely acceptable and can receive sympathy and forgiveness from the spouse when the secret fund is exposed. In this situation, the husband and wife must truly trust each other absolutely, thinking that the husband (wife) who hid it from them only wants the best for the family's happiness and does not want to cause more worries for the spouse.

But on the negative side, setting up a secret fund can cause cracks that are difficult to heal between husband and wife; it can be the main cause of broken family happiness.

Therefore, depending on your family situation and your partner's personality, you should decide whether or not to set up a secret fund to preserve your family's happiness.

T.P (synthesis)