Bac A Bank interest rates March 2025
Bac A Bank interest rates in March 2025. Bac A Bank continues to lower savings interest rates for many terms, applicable to both direct and online forms.
Bac A Bank reduces interest rates on deposits under 1 billion VND
From March 1, 2025, Bac A Bank has adjusted the interest rate for individual customers depositing less than 1 billion VND. Accordingly, the new interest rate ranges from 3.5% - 5.8%/year for the form of receiving interest at the end of the term.
Specifically, the interest rate for 1-2 month terms was reduced by 0.1 percentage point, to 3.5%/year. Similarly, the 3-month term was reduced to 3.8%/year. The 4- and 5-month terms were also adjusted down, to 3.9%/year and 4%/year, respectively.
For a term of 6 - 8 months, the interest rate has been reduced from 5.05%/year to 4.95%/year. For a term of 9 - 11 months, the interest rate is currently 5.05%/year, down 0.1 percentage points compared to last month.
For a 12-month term, customers will receive an interest rate of 5.4%/year, while for a 13-15 month term, the rate is 5.5%/year. For savings with a term of 18-36 months, the current interest rate is 5.8%/year, which is also the highest rate for individual customers depositing less than 1 billion VND at this bank.

Bac A Bank reduces interest rates on deposits over 1 billion VND
Deposit interest rates for customers depositing over VND1 billion also decreased by 0.1 - 0.2 percentage points depending on the term. Currently, the new interest rates range from 3.7% - 6%/year, applied for terms from 1 month to 36 months.
The highest interest rate is 6%/year, for deposits over 1 billion VND with a term of 18 months or more, down 0.2 percentage points compared to the previous month. Compared to customers depositing less than 1 billion VND, this group of customers enjoys a more preferential interest rate of 0.2 percentage points.
Reasons why Bac A Bank reduces interest rates
Bac A Bank's interest rate reduction came after the State Bank of Vietnam (SBV) met with commercial banks on February 25 to implement the Prime Minister's direction on stabilizing deposit interest rates and reducing lending interest rates.
As of March 3, 10 commercial banks have adjusted their listed interest rates at the counter, including BVBank, MSB, VietBank, Saigonbank, VIB, BaoVietBank, Kienlongbank, Bac A Bank, Viet A Bank and PGBank.