Vietcombank interest rates in March 2025

Details of savings interest rates for individual customers

In March 2025, savings interest rates for 1-month and 2-month terms were listed at 1.6% per year, unchanged from the previous month. For a 3-month term, Vietcombank is applying a deposit interest rate of 1.9% per year.

Deposits with terms of 6 and 9 months earn 2.9% per year. For deposits with a 12-month term, customers will receive 4.6% per year.

The rate of 4.7% per annum applies to term deposits ranging from 24 months to 60 months. This is the highest interest rate offered by Vietcombank this month.

In addition, interest rates for short-term savings accounts, such as those with maturities of 7 or 14 days, remain stable at 0.2% per year. Interest rates for demand deposits also remain unchanged at 0.1% per year.

Deposit interest rates for institutional clients

In parallel with the interest rate schedule for individual customers, there is no change in interest rates for institutional customers this month. Currently, the interest rate range for this group of customers is from 1.5% to 4.2% per year, applicable to terms from 1 month to 60 months with interest paid at the end of the term.

Specifically, Vietcombank offers a 1.5%/year interest rate for 1-month and 2-month terms for institutional customers. Meanwhile, the 3-month term enjoys an interest rate of 1.8%/year.

For 6-month and 9-month terms, the applicable interest rate is 2.8% per annum. When depositing savings for a 12-month term, institutional customers will receive a rate of 4.1% per annum, unchanged from the previous update.

For term deposits of 24 to 60 months, the interest rate remains stable at 4.2% per year. Meanwhile, demand deposits for institutional clients also maintain a rate of 0.2% per year.

Comparison with other banks in March 2025:

VietinBank:Savings interest rates range from 1.7% to 4.8% per year. Specifically, for terms of 1 to less than 3 months, the rate is 1.7% per year; for terms of 3 to less than 6 months, it is 2% per year; for terms of 6 to less than 12 months, it is 3% per year; for terms of 12 to less than 24 months, it is 4.7% per year; and for terms of 24 months or more, it is 4.8% per year.

Vinhomes:Savings interest rates for individual customers range from 1.7% to 4.8% per year. Specifically, the rate is 1.7% per year for 1 and 2-month terms, 2% per year for 3 and 5-month terms, 3% per year for 6 and 9-month terms, 4.7% per year for 12 and 18-month terms, and 4.8% per year for 24 and 36-month terms.

Agribank:Savings interest rates range from 2.2% to 4.8% per year. Specifically, the rate for 1 and 2-month terms is 2.2% per year, for 3 to 5-month terms is 2.5% per year, for 6 to 11-month terms is 3.5% per year, for 12 to 18-month terms is 4.7% per year, and for 24-month terms is 4.8% per year.

Compared to other banks, Vietcombank's interest rates in March 2025 were lower. In particular, Vietcombank's interest rates for short-term deposits (1-3 months) were lower than those of VietinBank, BIDV, and Agribank.

However, Vietcombank's interest rates for long-term deposits (12 months or more) are comparable to VietinBank and Agribank, but lower than BIDV.

Customers should carefully consider their needs and deposit terms to choose the most suitable bank, in order to optimize their financial benefits.