Vietcombank interest rates March 2025

Details of savings interest rates for individual customers

In March 2025, the savings interest rate applied for 1-month and 2-month terms was listed at 1.6%/year, unchanged from the previous month. For the 3-month term, Vietcombank is applying a mobilization interest rate of 1.9%/year.

Deposits with terms of 6 months and 9 months enjoy 2.9%/year. When depositing with term of 12 months, customers will receive 4.6%/year.

The 4.7%/year rate is applied to deposits with terms from 24 months to 60 months. This is the highest interest rate that Vietcombank has implemented this month.

In addition, the savings interest rate for short terms such as 7 days and 14 days is still maintained at 0.2%/year. The non-term interest rate is also kept at 0.1%/year.

Interest rates for institutional customers

In parallel with the interest rate schedule for individual customers, there is no change in interest rates for institutional customers this month. Currently, the interest rate range for this group of customers ranges from 1.5% - 4.2%/year, applied for terms from 1 month to 60 months in the form of interest payment at the end of the term.

Specifically, Vietcombank listed the interest rate for 1-month and 2-month terms for institutional customers at 1.5%/year. Meanwhile, the 3-month term is enjoying an interest rate of 1.8%/year.

For 6-month and 9-month terms, the applicable interest rate is 2.8%/year. For 12-month term deposits, institutional customers will receive 4.1%/year, unchanged from the previous update.

For term deposits of 24 to 60 months, the interest rate remains stable at 4.2%/year. Meanwhile, non-term deposits for institutional customers also remain at 0.2%/year.

Comparison with other banks in March 2025:

VietinBank:Savings interest rates range from 1.7% to 4.8% per year. Specifically, the term of 1 to under 3 months is 1.7% per year, the term of 3 to under 6 months is 2% per year, the term of 6 to under 12 months is 3% per year, the term of 12 to under 24 months is 4.7% per year, and the term of 24 months or more is 4.8% per year.

BIDV:Savings interest rates for individual customers range from 1.7% to 4.8% per year. Specifically, 1 and 2 month terms are 1.7% per year, 3 and 5 month terms are 2% per year, 6 and 9 month terms are 3% per year, 12 and 18 month terms are 4.7% per year, and 24 and 36 month terms are 4.8% per year.

Agribank:Savings interest rates range from 2.2% to 4.8% per year. Specifically, 1 and 2 month terms are 2.2% per year, 3 to 5 month terms are 2.5% per year, 6 to 11 month terms are 3.5% per year, 12 to 18 month terms are 4.7% per year, and 24 month terms are 4.8% per year.

Compared to other banks, Vietcombank's interest rates in March 2025 are lower. In particular, Vietcombank's short-term interest rates (1-3 months) are lower than those of VietinBank, BIDV and Agribank.

However, Vietcombank's interest rates for long-term terms (12 months or more) are equivalent to VietinBank and Agribank, but lower than BIDV.

Customers should carefully consider their needs and savings term to choose the right bank to optimize financial benefits.