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Bank interest rates today March 12: Vikki Bank sharply reduces deposit interest rates

Quoc DuongDNUM_BCZADZCACF 10:01

Bank interest rates today March 12, 2025: Vikki Bank announced a sharp reduction in the new deposit interest rate table. Since the beginning of March, 14 banks have adjusted their deposit interest rates down.

14th bank cuts interest rates

On the morning of March 12, Vikki Bank announced a new deposit interest rate schedule, including a sharp downward adjustment. The 1-month deposit interest rate decreased by 0.5%/year, down to 3.9%/year. This is a significant decrease compared to before.

In addition, the interest rate for 2-month terms also decreased by 0.4%/year, down to 4%/year. For 3- and 4-month terms, the decrease is 0.25%/year, bringing the interest rate to 4.15%/year.

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6-month term deposits recorded a decrease of 0.3%/year, now only 5.3%/year. 7-8 month terms decreased by 0.25%/year, down to 5.35%/year. Similarly, 9-11 month terms also decreased by 0.25%/year, currently at 5.45%/year. For 12-month terms, interest rates dropped to 5.65%/year.

Although the general interest rate has decreased, Vikki Bank still applies a special interest rate of up to 7.5%/year for customers who deposit for a term of 13 months and receive interest at the end of the term. However, the conditions to enjoy this interest rate have changed, from a minimum of VND 200 billion to VND 999 billion.

Since the beginning of March, 14 banks have adjusted their deposit interest rates down. These banks include PGBank, Viet A Bank, Kienlongbank, Bac A Bank, Eximbank, IVB, LPBank, Nam A Bank, NCB, SHB, VCBNeo, VIB, Techcombank and Vikki Bank.

Some banks still maintain interest rates above 6%/year.

Meanwhile, some banks still maintain interest rates above 6%/year for long-term deposits without requiring a minimum deposit amount. Specifically, BVBank applies an interest rate of 6%/year for 18-month terms and 6.05%/year for 24-month terms. Cake by VPBank offers 6%/year for 12-18-month terms and 6.3%/year for 24-36-month terms.

In addition, VRB and Dong A Bank apply 6%/year for 24-month terms. VietABank applies 6%/year for 18-24-month terms and 6.1%/year for 36-month terms. HDBank also applies 6%/year for 15-month terms and 6.1%/year for 18-month terms. BAOVIET Bank offers 6%/year for 15, 18, 24 and 36-month terms. Meanwhile, ABBank applies 6%/year for 12-month terms.

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Bank interest rates today March 12: Vikki Bank sharply reduces deposit interest rates
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