Bank interest rates today February 14: VietABank interest rates increase slightly
Bank interest rates today February 14: VietABank interest rates increased slightly by 0.1% for long terms from 12 to 36 months. The highest interest rate is up to 9%/year for savings terms from 12-13 months.
Bank interest rates on February 14, 2025
On February 14, 2025, savings interest rates of many banks were adjusted to increase, of which VietABank increased 0.1% for long-term terms, attracting attention from investors.
Accordingly, the interest rate for 12-13 month terms was adjusted to 5.8%/year; 15 month term was 5.9%/year; 18 and 24 month terms reached 6%/year. Notably, the longest term, 36 months, had an interest rate increased to 6.1%/year.
Previously, in early February, several other banks also adjusted their deposit interest rates, but only VietABank and BIDV increased their interest rates.
Savings interest rates at banks vary significantly, especially for long terms. The highest interest rate is up to 9%/year for savings with terms of 12-13 months. However, to enjoy this interest rate, customers need to meet special conditions.
Banks list the highest special interest rate of 7-9%
The highest interest rate for a 12-month term is up to 7-9%, but to enjoy this interest rate, customers must meet special conditions.
- PVcomBank leads with a special interest rate of 9%/year for a 12-13 month term when depositing money at the counter, applied to customers with a minimum balance of over 2,000 billion VND.
- HDBank listed interest rates of 8.1%/year for 13-month term and 7.7%/year for 12-month term, on condition that customers maintain a minimum balance of VND 500 billion.
- MSB listed interest rates of 8%/year for 13-month terms and 7%/year for 12-month terms. The condition is a minimum deposit of VND 500 billion from newly opened or automatically renewed savings accounts from January 1, 2018.
- DongABank applies an interest rate of 7.5%/year for term deposits of 13 months or more, with a minimum amount of 200 billion VND.
Banks with interest rates from 6%
Currently, interest rates above 6%/year are being listed by many banks for long-term deposits but do not require a minimum deposit amount.
Except for BacABank, which applies an interest rate of 6.2%/year for terms of 18-36 months, with deposits over 1 billion VND.
Banks with interest rates from 6% without special conditions are:
- Eximbank applies interest rates of 6.2-6.6%/year for long terms from 15-34 months.
- BVBank applies interest rate of 6.05% for 12-month term, 6.25% for 15-month term, 6.35% for 18-month term and 6.45% for 24-36-month term;
- IVB applies the highest interest rate of 6.45%/year for 5 - 15 year term, 6.25%/year for 48 month term, 6.15%/year for 36 month term and 6.05%/year for 12 month term
- KienLongBank applies an interest rate of 6.1% for a 12-24 month term, 6.3% for a 36 month term and 6.4% for a 60 month term.
- GPBank offers an interest rate of 6.05%/year for a 12-month term and 6.15%/year for terms from 13-36 months.
- Cake by VPBank applies interest rate of 6%/year for 12-18 month term and 6.3%/year for 24-36 month term.
- OceanBank applies interest rate of 6.1% for 24-month term.
- VRB and DongABank apply an interest rate of 6% for a 24-month term.
- VietABank listed interest rates at 5.8%/year for 12-13 month terms; 6%/year for 18 and 24 month terms; 6.1%/year for 36 month terms.
- SaigonBank applies an interest rate of 6% for terms of 13, 18 and 24 months, and 6.1% for terms of 36 months.
- HDBank applies an interest rate of 6% for a 15-month term and 6.1% for an 18-month term.
- BAOVIET Bank applies an interest rate of 6% for terms of 15, 18, 24 and 36 months.
- ABBank applies an interest rate of 6% for a 12-month term.
- CBBank lists an interest rate of 6% for terms of 12 months or more.
- Agribank's listed interest rate is 6% for terms of 12 months and longer.
- BIDV offers an interest rate of about 6.1% for long terms of 12 months or more.
Online bank savings interest rates 2/2025
| Bank | 01 month | 03 months | 06 months | 09 months | 12 months | 18 months | 24 months |
| ABBank | 3.20% | 3.80% | 5.60% | 5.70% | 5.90% | 5.60% | 5.50% |
| ACB | 3.10% | 3.50% | 4.20% | 4.30% | 4.90% | – | – |
| Timo by BVBank | 3.90% | 4.05% | 5.40% | – | 6.00% | 6.35% | 6.45% |
| Bao Viet | 3.30% | 4.35% | 5.20% | 5.40% | 5.80% | 6.00% | 6.00% |
| BIDV | 2.00% | 2.30% | 3.30% | 3.30% | 4.70% | 4.70% | 4.90% |
| BVBank | 3.95% | 4.15% | 5.45% | 5.75% | 6.05% | 6.35% | 6.45% |
| CBBank | 4.15% | 4.35% | 5.85% | 5.80% | 6.00% | 6.00% | 6.00% |
| Eximbank | 3.50% | 3.40% | 5.20% | 5.40% | 5.70% | 6.70% | 6.80% |
| GPBank | 3.50% | 4.02% | 5.35% | 5.70% | 6.05% | 6.15% | 6.15% |
| HDBank | 3.85% | 3.95% | 5.30% | 4.70% | 5.60% | 6.10% | 5.50% |
| Hong Leong | 3.25% | 3.55% | 4.45% | 4.45% | 4.75% | – | – |
| Kien Long | 4.30% | 4.30% | 5.80% | 5.80% | 5.90% | 5.90% | 5.90% |
| LPBank | 3.60% | 3.90% | 5.10% | 5.10% | 5.50% | 5.80% | 5.80% |
| MB | 3.70% | 4.00% | 4.50% | 4.50% | 5.05% | 5.05% | 5.90% |
| MSB | 4.10% | 4.10% | 5.00% | 5.00% | 5.80% | 5.80% | 5.80% |
| Nam A Bank | 4.30% | 4.50% | 5.00% | 5.20% | 5.60% | 5.90% | 5.90% |
| NCB | 4.00% | 4.20% | 5.35% | 5.45% | 5.60% | 5.60% | 5.60% |
| OCB | 4.00% | 4.20% | 5.20% | 5.20% | 5.30% | 5.50% | 5.70% |
| OceanBank | 4.10% | 4.40% | 5.40% | 5.50% | 5.80% | 6.10% | 6.10% |
| PVcomBank | 3.30% | 3.60% | 4.50% | 4.70% | 5.10% | 5.80% | 5.80% |
| Sacombank | 3.30% | 3.60% | 4.90% | 4.90% | 5.40% | 5.60% | 5.70% |
| Saigonbank | 3.30% | 3.60% | 4.80% | 4.90% | 5.80% | 6.00% | 6.00% |
| SCB | 1.60% | 1.90% | 2.90% | 2.90% | 3.70% | 3.90% | 3.90% |
| SHB | 3.50% | 3.80% | 5.00% | 5.10% | 5.50% | 5.70% | 5.80% |
| Techcombank | 3.75% | 3.95% | 4.55% | 4.55% | 4.95% | 4.95% | 4.95% |
| TPBank | 3.70% | 4.00% | 4.60% | 4.90% | 5.50% | 5.50% | 5.80% |
| VIB | 3.80% | 3.90% | 4.90% | 4.90% | – | 5.30% | 5.40% |
| VietBank | 4.20% | 4.40% | 5.40% | 5.00% | 5.80% | 5.90% | 5.90% |
| Vietcombank | 1.60% | 1.90% | 2.90% | 2.90% | 4.60% | – | 4.70% |
| BVBank | 3.80% | 4.00% | 5.00% | 5.00% | 5.50% | 5.50% | 5.60% |
