Bank interest rates today February 19: Eximbank has just continued to reduce deposit interest rates
Bank interest rates today February 19, 2025: Eximbank has just continued to reduce deposit interest rates for many terms. However, Eximbank is still the leading bank in deposit interest rates for terms of 12 months or more.
Eximbank reduces deposit interest rates for the second time this month
Eximbank continues to lower interest rates for many terms, down 0.1%/year for terms from 15 to 36 months. After adjustment, online interest rates for 15-month terms with interest paid at the end of the term decreased to 6.1%/year; 18-month terms decreased to 6.4%/year; and 24-36-month terms decreased to 6.5%/year.
Despite the interest rate cut, Eximbank still leads the market in interest rates for deposits with terms of 12 months or more. This is the second interest rate cut this month. On February 7, Eximbank increased its deposit interest rates by 0.1% per year for terms of 1-12 months, and reduced them by 0.2% per year for terms of 15-36 months. In January, the bank twice increased its deposit interest rates to 1.6% per year for terms of 15-36 months.
Since the beginning of February, 7 banks have adjusted their deposit interest rates. Of which, Eximbank and Techcombank have adjusted their interest rates up and down twice; Bac A Bank has reduced interest rates for all terms, Agribank and TPBank have also adjusted their interest rates down for many terms; BIDV and VietABank have increased their interest rates.
Banks have high interest rates on deposits at various terms.
3 month term:MBN 4.6%/year, Nam A Bank 4.5%/year, Eximbank 4.4%/year, VCBNeo 4.35%/year, Indovina 4.33%/year.
6 month term:VCBNeo 5.65%/year (at the counter) and 5.85%/year (online), KienlongBank 5.8%/year, NCB 5.45%/year, MBV, BVbank and Baovietbank all 5.5%/year.
9 month term:KienlongBank and VCBNeo 5.8%/year (online), BVbank 5.75%/year, Vikki Bank and VCBNeo 5.7%/year (at the counter).
12 month term:Timo by BVBank 6.0%/year; Indovina 5.95%/year (at the counter); Woori Bank and GPBank 6.05%, Timo by BVBank, VCBNeo 6.0%/year (online).
18 month term:Timo by BVBank 6.3%/year, BVBank, Bac A, PublicBank 6.20%/year (at the counter), BVBank 6.45%, Eximbank 6.4%/year (online).
24 month term:Timo by BVBank, BVBank 6.30%/year (at the counter); BVBank 6.45%, Eximbank 6.5%/year (online).
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