NCB bank interest rates March 2025
NCB bank interest rates March 2025. New interest rates range from 3.9% - 5.5%/year, with some terms slightly lower than before.
NCB reduces deposit interest rates at the counter
From March 1, 2025, National Citizen Commercial Joint Stock Bank (NCB) has adjusted the interest rates for individual customers depositing at the counter. The new interest rates range from 3.9% - 5.5%/year, with some terms slightly lower than before.
The interest rate for 1-month term remains at 3.9%/year. Similarly, the interest rates for 2-month and 3-month terms are 4%/year and 4.1%/year respectively. The interest rates for 4-5 months remain at 4.2%/year and 4.3%/year.
For the 6-month term, the interest rate decreased by 0.1 percentage point to 5.15%/year. The 7-9 month terms also decreased by 0.1 percentage point to 5.15%/year, 5.2%/year and 5.25%/year respectively. Meanwhile, the interest rate for the 10-11 month term remained unchanged at 5.4%/year and 5.45%/year.
The current 12-month term interest rate is 5.4%/year, down 0.1 percentage point compared to last month. From the term of 13 months and above, the bank applies an interest rate of 5.5%/year.

NCB online savings interest rate remains unchanged
Unlike the interest rate at the counter, NCB keeps the same online savings interest rate table for all terms from 1 to 60 months.
Currently, online deposit interest rates for terms of 1-5 months range from 3.8% - 4.3%/year. Terms of 6-11 months have interest rates from 5.35% - 5.55%/year. For deposits of 12 months or more, interest rates remain at 5.6%/year.