Bank interest rates on March 17, 2025: A bank appears with an interest rate of 9%

Bank appears with 9% interest rate

Savings interest rates at some banks are currently high, especially for 12-month terms, ranging from 7% to 9% per year. However, to enjoy this interest rate, customers need to meet special conditions regarding the amount of deposit.

PVcomBank is applying the highest interest rate, up to 9%/year for a term of 12-13 months when depositing money at the counter. The condition to enjoy this interest rate is that customers must maintain a minimum balance of 2,000 billion VND.

At HDBank, the interest rate for a 13-month term is 8.1% per year, while the 12-month term is 7.7% per year. The condition is a minimum balance of VND500 billion. In addition, the 18-month term at this bank has an interest rate of 6% per year.

Vikki Bank also applies an interest rate of 7.5%/year for deposits of 13 months or more, with a minimum requirement of VND999 billion. Bac A Bank lists the highest interest rate of 6%/year for terms of 18-36 months for deposits of over VND1 billion. Meanwhile, IVB applies an interest rate of 6.15%/year for terms of 36 months, but only for customers depositing VND1,500 billion or more.

Many banks offer interest rates above 6% without requiring large deposits.

Besides banks with high deposit conditions, some other banks are applying interest rates above 6%/year for long terms but do not require a minimum deposit amount.

BVBank is applying an interest rate of 6% for 18-month terms and 6.05% for 24-month terms. Cake by VPBank also maintains 6%/year for 12-18-month terms and increases to 6.3%/year for 24-36-month terms.

VRB and Vikki Bank both listed interest rates of 6%/year for 24-month terms. VietABank applied an interest rate of 6% for 18- and 24-month terms, and raised it to 6.1% for 36-month terms. Meanwhile, BAOVIET Bank is applying a rate of 6% for 15-, 18-, 24- and 36-month terms.

In general, bank interest rates are still clearly differentiated. Banks with the highest interest rates often require large deposits, while many other banks still apply attractive interest rates of over 6% for long terms without special conditions. This is the time for depositors to carefully consider and choose a bank that suits their financial needs.