Bank interest rates on June 20: Agribank leads savings interest rates in the Big4 group
Bank interest rates today June 20, 2025: In the Big4 group, Agribank continues to be the bank with the highest savings interest rates in many short and medium terms.
Agribank leads in savings interest rates among the Big 4 state-owned banks
In the Big4 group including Agribank, Vietcombank, BIDV and VietinBank, Agribank continues to be the bank with the highest savings interest rates in many short and medium terms, according to the interest rate table applied at the counter for individual customers.
For the 1-2 month term, Agribank listed the interest rate at 2.1%/year, far exceeding the 1.6%/year of the other three banks. For the 3-5 month term, Agribank paid interest at 2.4%/year, while Vietcombank, VietinBank and BIDV all kept it at 1.9%/year.
From 6 to 11 months, Agribank continued to lead with 3.5%/year, significantly higher than about 2.9-3%/year at the remaining banks.
For the 12-month term, Vietcombank applies a rate of 4.6%/year, lower than the 4.7%/year of Agribank, BIDV and VietinBank. For the term of 24 months or more, Vietcombank maintains at 4.7%/year, while the remaining three banks all list a higher rate of 4.8%/year.
Savings interest rates at state-owned banks are generally still low compared to the private sector, but Agribank is showing more initiative in adjusting to attract short-term individual deposits.
Special interest rate up to 9.65%/year, the race to attract huge deposits returns
Many banks are applying record high deposit interest rates, ranging from 6% to 9.65% per year, but these come with strict conditions on balances - mainly from several hundred to thousands of billions of dong.
ABBank is currently leading with a special interest rate of 9.65%/year, applied to deposits of VND 1,500 billion or more, with a term of 13 months. This is also the highest rate on the market today.
PVcomBank offers a rate of 9%/year with a minimum balance of VND2,000 billion, for a term of 12-13 months. HDBank pays interest at 8.1%/year for a term of 13 months and 7.7%/year for a term of 12 months, applicable to customers depositing VND500 billion or more.
Some other banks such as Vikki Bank, ACB, LPBank or IVB also apply high interest rates, from 6-7.5%/year, but only for deposits of several hundred to thousands of billions of VND.
Notably, some banks are still maintaining interest rates from 6%/year without requiring a minimum deposit amount. Cake by VPBank, HDBank, BVBank, VietABank or Bac A Bank are prominent names, mainly applied for terms from 12 to 60 months.
