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Short Video
credit growth
News updates related to credit growth.
Credit growth in 2026 is projected to increase by 15%, injecting an additional 2.79 trillion VND into the economy.
The State Bank of Vietnam aims for a 15% credit growth rate in 2026, focusing on four main drivers: real estate, public investment, consumption, and interest rates.
Market
The State Bank of Vietnam projects credit growth of approximately 15% in 2026.
The State Bank of Vietnam has set a credit growth target of 15% for 2026, prioritizing investment in production and business activities while strictly controlling risky sectors such as real estate.
Bank liquidity is under pressure as credit growth reaches 19%, far exceeding deposit growth.
The 3-4 percentage point difference between credit growth and deposit mobilization in 2025 is pushing the banking system into a state of liquidity strain and interest rate pressure.
Deposit interest rates are expected to accelerate towards the end of 2025: More than 20 banks adjust rates to alleviate liquidity pressure.
Liquidity pressure increased as credit growth (17.87%) far exceeded deposit growth (14.1%), forcing banks to raise interest rates and await further action from the State Bank of Vietnam in 2026.
Banking sector in 2025: Credit growth of 17.87%, breakthrough in digitalization.
By 2025, the banking sector is projected to reach 18.4 million billion VND in credit, see a 42.34% increase in cashless payments, and successfully establish QR code connectivity with four countries in the region.
HDBank increases its capital to over 50,000 billion VND, and its 2025 profit target is expected to be exceeded.
After issuing over 1.1 billion shares, HDBank's charter capital officially exceeded VND 50,000 billion. The bank forecasts profits in 2025 to reach VND 21,500 billion, exceeding the plan by 2%.
Non-performing loans decrease and their correlation with the rise of the VN-Index.
Historical data shows that cycles of declining non-performing loans often coincide with strong stock market growth, opening up positive prospects for the VN-Index.
The banking system faces risks when burdened with growth targets.
December 17, 2025 14:12
With outstanding credit exceeding 18.2 million billion VND, the Vietnamese banking system is facing significant pressure as it shoulders the burden of high economic growth targets, leading to warnings about systemic risk.
Deposit interest rates have risen sharply, reaching a high of 8.3% per year.
December 17, 2025 13:57
The race for deposit interest rates has heated up again, led by private banks. Seasonal liquidity pressures and high credit growth are the main reasons.
Prime Minister: The banking sector must ensure that credit growth is on target and effective.
November 24, 2025 18:51
Prime Minister Pham Minh Chinh requested the banking sector to focus on accelerating digital transformation, applying science and technology, strengthening credit control, and ensuring credit growth is on track and...
Ensuring credit safety during the "final push" phase.
November 22, 2025 10:39
Entering the fourth quarter, business and production activities have not yet truly picked up, and the demand for loans is not high, so credit growth at banks has not met expectations. To achieve the target...
Credit in Nghe An province is experiencing positive growth.
June 14, 2025 15:45
In the first five months of the year, credit mobilization and lending in Nghe An province showed good growth. Interest rates remain stable, creating favorable conditions for production, business, and consumption.
Nghe An leads the North Central region in mobilizing credit capital.
January 4, 2025 06:29
The banking sector in Nghe An is leading in performance in the North Central region, with mobilized capital increasing by 14.5% as of December 31, 2024.
Nghe An increases mobilized capital to act as a 'lever' for credit growth.
December 14, 2024 08:23
Continuously increasing deposits into the banking system will create opportunities for credit institutions to expand lending to support businesses and facilitate the implementation of monetary policies.
Nghe An province achieved credit growth exceeding 7%.
October 29, 2024 16:06
According to data from the State Bank of Vietnam's Nghe An branch, as of October 31st, credit growth in the area reached over 7%, higher than the same period in 2023.
Is credit growth facing difficulties?
March 2, 2024 09:29
(Baonghean.vn) - In the first two months of 2024, credit growth, including both deposits and loans, of banks was lower than the same period last year. This signals difficulties...
Proactively securing credit sources to accelerate economic development.
January 17, 2024 16:11
(Baonghean.vn) - Implementing Government Resolution 01, the State Bank of Vietnam has allocated the entire credit limit to commercial banks. This helps credit institutions have more autonomy...
Agribank's Nghe An branch won second prize in the 2023 nationwide emulation competition.
January 9, 2024 16:24
(Baonghean.vn) - On the afternoon of January 9th, the Agricultural and Rural Development Bank (Agribank) branch in Nghe An province held a conference to implement business tasks for 2024.
The Prime Minister requested flexible and effective management of credit policy.
January 8, 2024 12:01
(Baonghean.vn) - Speaking at the conference to implement the tasks for 2024 of the banking sector, Prime Minister Pham Minh Chinh requested strengthening flexible and effective solutions,...
The Prime Minister demanded that absolutely no vested interests or negative practices be allowed to arise in credit growth.
December 23, 2023 08:33
Prime Minister Pham Minh Chinh signed Official Dispatch 1403/CD-TTg on strengthening management and improving the efficiency of credit growth to serve economic growth.
Savings interest rates hit rock bottom, Nghe An province expects credit growth by the end of the year.
December 14, 2023 13:00
(Baonghean.vn) - With excess capital and difficulties in lending, banks are simultaneously reducing deposit interest rates. In the context of low credit growth, this move aims to increase absorption capacity...
Outstanding credit balances at the Social Policy Bank of Nghe An province have grown significantly.
October 17, 2023 16:46
(Baonghean.vn) - On the afternoon of October 17th, the Board of Directors' Representative Committee of the Social Policy Bank of Nghean province held its 77th regular meeting to implement tasks for the fourth quarter of 2023.
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