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credit growth

News updates related to credit growth.

Efforts to keep interest rates low and stabilize the market.

With the goal of achieving double-digit growth, the banking sector continues to play a crucial role in the economic landscape of 2026. However, in recent times, inflation and the capital needs of the economy...

Economy

Nghe An: Policy credit shows strong growth right from the beginning of the year.

In the first months of 2026, the Social Policy Bank (SPB) branch in Nghe An province implemented a comprehensive set of solutions to promote the growth of policy credit. With the leadership...
Nghe An: Credit growth boosts economic development.

In the context of consolidating banking sector management, Nghe An affirms its leading position, accounting for over 54% of total mobilized capital and nearly 56% of outstanding credit in the entire region by 2025. Step...

Credit growth in 2026 is projected to increase by 15%, injecting an additional 2.79 trillion VND into the economy.

The State Bank of Vietnam aims for a 15% credit growth rate in 2026, focusing on four main drivers: real estate, public investment, consumption, and interest rates.
The State Bank of Vietnam projects credit growth of approximately 15% in 2026.

The State Bank of Vietnam has set a credit growth target of 15% for 2026, prioritizing investment in production and business activities while strictly controlling risky sectors such as real estate.
Bank liquidity is under pressure as credit growth reaches 19%, far exceeding deposit growth.

The 3-4 percentage point difference between credit growth and deposit mobilization in 2025 is pushing the banking system into a state of liquidity strain and interest rate pressure.
Deposit interest rates are expected to accelerate towards the end of 2025: More than 20 banks adjust rates to alleviate liquidity pressure.

Liquidity pressure increased as credit growth (17.87%) far exceeded deposit growth (14.1%), forcing banks to raise interest rates and await further action from the State Bank of Vietnam in 2026.

Banking sector in 2025: Credit growth of 17.87%, breakthrough in digitalization.
December 29, 2025 14:20

By 2025, the banking sector is projected to reach 18.4 million billion VND in credit, see a 42.34% increase in cashless payments, and successfully establish QR code connectivity with four countries in the region.
HDBank increases its capital to over 50,000 billion VND, and its 2025 profit target is expected to be exceeded.
December 27, 2025 12:14

After issuing over 1.1 billion shares, HDBank's charter capital officially exceeded VND 50,000 billion. The bank forecasts profits in 2025 to reach VND 21,500 billion, exceeding the plan by 2%.
Non-performing loans decrease and their correlation with the rise of the VN-Index.
December 25, 2025 13:41

Historical data shows that cycles of declining non-performing loans often coincide with strong stock market growth, opening up positive prospects for the VN-Index.
The banking system faces risks when burdened with growth targets.
December 17, 2025 14:12

With outstanding credit exceeding 18.2 million billion VND, the Vietnamese banking system is facing significant pressure as it shoulders the burden of high economic growth targets, leading to warnings about systemic risk.
Deposit interest rates have risen sharply, reaching a high of 8.3% per year.
December 17, 2025 13:57

The race for deposit interest rates has heated up again, led by private banks. Seasonal liquidity pressures and high credit growth are the main reasons.
Prime Minister: The banking sector must ensure that credit growth is on target and effective.
November 24, 2025 18:51

Prime Minister Pham Minh Chinh requested the banking sector to focus on accelerating digital transformation, applying science and technology, strengthening credit control, and ensuring credit growth is on track and...
Ensuring credit safety during the "final push" phase.
November 22, 2025 10:39

Entering the fourth quarter, business and production activities have not yet truly picked up, and the demand for loans is not high, so credit growth at banks has not met expectations. To achieve the target...
Credit in Nghe An province is experiencing positive growth.
June 14, 2025 15:45

In the first five months of the year, credit mobilization and lending in Nghe An province showed good growth. Interest rates remain stable, creating favorable conditions for production, business, and consumption.
Nghe An leads the North Central region in mobilizing credit capital.
January 4, 2025 06:29

The banking sector in Nghe An is leading in performance in the North Central region, with mobilized capital increasing by 14.5% as of December 31, 2024.
Nghe An increases mobilized capital to act as a 'lever' for credit growth.
December 14, 2024 08:23

Continuously increasing deposits into the banking system will create opportunities for credit institutions to expand lending to support businesses and facilitate the implementation of monetary policies.
Nghe An province achieved credit growth exceeding 7%.
October 29, 2024 16:06

According to data from the State Bank of Vietnam's Nghe An branch, as of October 31st, credit growth in the area reached over 7%, higher than the same period in 2023.

credit growth

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