Economy

Nghe An leads the North Central region in mobilizing credit capital.

Thu Huyen DNUM_AEZABZCACF 06:29

Nghe An Banking Industry is leading in terms of operating results in the North Central region with results up to December 31, 2024, mobilized capital increased by 14.5%.

According to the State Bank of Vietnam, Nghe An branch, by December 31, 2024, mobilized capital is estimated at VND 266,035 billion, an increase of 14.5% compared to the beginning of the year (an increase of VND 33,690 billion).

Total outstanding debt in the whole area is estimated at 327,538 billion VND, an increase of 10.7% compared to the beginning of the year (an increase of 31,759 billion VND). Of which, medium and long-term outstanding debt (excluding the Development Bank) is estimated to account for 38.7% of total outstanding debt, outstanding debt in VND is estimated to account for 99% of total outstanding debt.

đồ họa
Source: Nghe An Statistical Office

In recent times, credit institutions have continued to implement support loans for priority areas such as loans for rural agricultural development; loans to encourage the development of high-tech agriculture, clean agriculture and credit programs under the direction of the Government and the Prime Minister. Credit for poor households and policy beneficiaries in the area has always been of interest and promoted by the Nghe An Banking sector. Outstanding loans for poor households and policy beneficiaries through the Social Policy Bank account for 4.2% of the total outstanding loans in the area.

Direct, urge and promote the restructuring of credit institutions in conjunction with bad debt settlement and management of People's Credit Fund activities. Closely monitor the progress of bad debt settlement of credit institutions in the area and strengthen supervision of units with bad debt over 3% and units with potential risks in operations.

Giao dịch tại Agribank chi nhánh Tây Nghệ An. Ảnh: PV
Transaction at Agribank Tay Nghe An branch. Photo: TH

Continuing to promote credit to support the local economy, Ms. Nguyen Thi Thu Thu - Director of the State Bank of Vietnam, Nghe An branch, said that in the coming time, the banking sector in the area will focus on implementing solutions for safe and effective credit growth, focusing on improving credit quality, controlling and handling bad debt.

At the same time, deploy credit packages that adequately and promptly meet capital needs for production and business, serving the living and legitimate consumption needs of people and businesses, striving to increase credit growth while controlling credit quality. Continue to implement solutions to support people and businesses, focusing on implementing the policy of restructuring debt repayment terms and maintaining debt groups in accordance with the provisions of Circular 02/2023/TT-NHNN, creating conditions to support businesses and people, promoting the program of connecting banks and businesses.

Thereby, effectively implementing the industry's goals and tasks for monetary, credit and banking activities in the area; maintaining stable and safe operations, effectively contributing to supporting and restoring economic growth, ensuring social security in the province.

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Nghe An leads the North Central region in mobilizing credit capital.
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