Dialogue on social insurance and health insurance policies with Nghe An farmers

Attending the dialogue conference were more than 200 delegates including officials, members, and farmers in Dien Chau district. Photo: Thanh Quynh

Speaking at the opening of the conference, comrade Leu Thi Minh Hue - Member of the Central Executive Committee of the Vietnam Farmers' Union, Deputy Head of the Social Committee - Central Executive Committee of the Vietnam Farmers' Union affirmed that the main topic of the dialogue is to propagate and improve the effectiveness of implementing policies and laws onsocial insurance, health insurance, especially health insurance and voluntary social insurance for farmers. At the same time, answer people's concerns and problems in the process of participating in these types of insurance.

At the conference, farmers were introduced by representatives of the Provincial Social Insurance and disseminated basic contents of the Party's guidelines and policies, the State's policies and laws on voluntary social insurance and family health insurance; listened to assessments of the results of the implementation of these policies in the district to better understand the implementation situation and the role of social insurance and health insurance policies for local people.

Representatives of agencies: Central Vietnam Farmers' Union, Nghe An Provincial Farmers' Union, Provincial Social Insurance Agency and Dien Chau District General Hospital co-chaired the conference. Photo: Thanh Quynh

Through the information provided, at the conference, delegates raised questions and received direct answers on a number of issues such as: Benefits of voluntary health insurance, issuance and exchange of health insurance cards,social insuranceFor near-poor and poor households, reduction of contribution levels and other benefits when participating in social insurance and voluntary health insurance.

Accordingly, Vietnamese citizens aged 15 and over, who are not members of the compulsory social insurance group, will be able to participate in voluntary social insurance. Participants can choose the contribution level and payment method appropriate to their income. The State will have a policy to support social insurance contributions so that participants can enjoy retirement, death benefits and health insurance.

If you participate in voluntary insurance with a fixed contribution of 803,000 VND/month for 20 years and reach retirement age, the expected pension for men is 2,522,250 VND and for women is 3,082,750 VND.

Representatives of the provincial Social Insurance agency introduced to the Conference some basic contents on voluntary social insurance and family health insurance. Photo: Thanh Quynh

Regarding the issue of social insurance participation, many people are interested in the level of one-time social insurance benefits for voluntary social insurance participants. Accordingly, this benefit level is regulated to be 1.5 months of the average monthly income for social insurance contributions for the years before 2014; 02 months of the average monthly income for social insurance contributions for the years from 2014 onwards.

In case the social insurance payment period is less than one year, the social insurance benefit level is equal to the paid amount, the maximum level is equal to 02 months of the average monthly income for social insurance payment.

The current annual family health insurance premiums for each person include: The first person's premium is 4.5% of the basic salary/month (VND 804,600/year). The second person's premium is 70% of the first person's premium (VND 563,220/year). The third person's premium is 60% of the first person's premium (VND 482,760/year). The fourth person's premium is 50% of the first person's premium (VND 402,300/year). The fifth person and beyond is 40% of the first person's premium (VND 321,840/year).

The dialogue conference received 10 comments related to 40 issues that people have questions about when participating in social insurance and health insurance. Photo: Thanh Quynh

Many issues arising in the process of enjoying benefits when participating in social insurance and voluntary health insurance were presented by people at the conference. Photo: Thanh Quynh

Regarding the field of health insurance, the information that farmers want to be answered is the level of support when participating in health insurance for some specific subjects. Specifically, health insurance participants belonging to poor and near-poor households will be supported 100% (poor households will be supported 100% by the State, near-poor households will be supported 70% by the State budget, and local authorities will support 30%).

In 2022, households working in agriculture, forestry, fishery, and salt production with average income will be supported with 45% of health insurance premiums (of which the state budget supports 30% and the local budget 15%); from 2023 to 2025, they will be supported with 50% of health insurance premiums (state budget 30% and local budget 20%).

Dien Chau District Social Insurance Agency organized the handover of voluntary social insurance books to registered farmer members. Photo: Thanh Quynh

Through the dialogue, the awareness of the rights and responsibilities of participating in social insurance and health insurance of the delegates was raised. Strengthening the role and responsibility of the Farmers' Association at all levels in contributing to promoting awareness of social insurance and health insurance to farmers to voluntarily participate.

On this occasion, representatives of the Farmers' Association and the District Social Insurance organized a signing ceremony for 10 households representing households in the district to participate in voluntary social insurance. The Social Insurance Agency of Dien Chau district organized the handover of voluntary social insurance books to farmer members.

The Dialogue and Policy Consultation Conference on voluntary social insurance and family health insurance for farmers will continue to be held in Quynh Luu district on July 1 and Yen Thanh district on July 2.