Nghe An people are informed about legal policies on deposit insurance
On the morning of September 9, in Hai Chau commune, the Deposit Insurance of Vietnam in the North Central region coordinated with the State Bank of Vietnam, Region 8 branch and Dien Kim People's Credit Fund to organize a conference to disseminate policies and laws on deposit insurance.
Attending the conference were Mr. Ngo Quang Luong - Full-time member of the Board of Directors of the Deposit Insurance of Vietnam; representatives of the Deposit Insurance of Vietnam; State Bank of Vietnam, Region 8 Branch; Deposit Insurance of Vietnam, North Central Branch, Dien Kim People's Credit Fund and many local people.
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Vietnam Deposit Insurance is a state-owned, non-profit enterprise whose mission is to protect the interests of depositors and contribute to the stability of the banking and financial system. Vietnam Deposit Insurance plays an important role in promoting the economy and minimizing the risk of financial crisis.
Currently, the Deposit Insurance of Vietnam is headquartered in Hanoi and has 8 branches in the regions. As of June 30, 2025, there are 1,277 organizations participating in deposit insurance, including 96 banks and foreign bank branches, 1 Cooperative Bank, 1,176 People's Credit Funds, and 4 microfinance institutions.
The Deposit Insurance of Vietnam Branch in the North Central region is responsible for managing and transacting directly with organizations participating in Deposit Insurance in the provinces of Ninh Binh, Thanh Hoa, Nghe An, Ha Tinh, Quang Binh (before the merger). As of June 30, 2025, the number of organizations participating in Deposit Insurance that the branch directly manages is 223 units, including: Bac A Commercial Joint Stock Bank, 1 Microfinance Institution and 221 People's Credit Funds.
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At the conference, people in Hai Chau commune and neighboring localities watched video clips and skits about the benefits of deposit insurance. At the same time, officers of the Deposit Insurance disseminated policies, laws and the operation of the Deposit Insurance of Vietnam as well as the North Central branch; presented some important contents of the Deposit Insurance Development Strategy to 2025, with a vision to 2030.
During the Q&A session, people raised questions related to deposit insurance such as: How to recognize insured deposits, types of insured deposits, depositor benefits, deposit insurance limits, inspection and supervision activities of Vietnam Deposit Insurance for organizations participating in deposit insurance in the area, when the Credit Fund is no longer operating, what will happen to customers' deposited money? What are the standards and procedures for receiving insurance money back?...
People's opinions were answered by leaders of the Deposit Insurance of Vietnam and the North Central Branch, and the State Bank of Vietnam, Region 8 Branch, helping people better understand deposit insurance policies and the legal rights and interests of depositors.
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