Nghe An rice farmers with the joy of escaping poverty from policy loans
(Baonghean) - Preferential capital is being transferred by the Social Policy Bank of Nghe An province to the poor and policy beneficiaries. In Yen Thanh rice district, there are more and more examples of effective use of policy capital, helping them to escape poverty sustainably and get rich legitimately...
FROM FARM ECONOMY
Mr. Nguyen Cong Tuu in Thach Son hamlet (Van Thanh commune) gently lifts a net bag with an 8 kg catfish to prepare to serve guests. This is one of more than 500 catfish that Mr. Tuu raises in a 1,200 m2 pond.2At his family farm, along with nearly the same square meter lotus pond and a new fruit garden full of fruit trees has been harvested.
That is the result of the Social Policy credit capital that he and his wife, a poor household in the village, were previously considered for a loan by the savings and loan group (S&L).
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| Mr. Nguyen Cong Tuu and Mrs. Nguyen Thi Que take care of the pond. |
In 1974, Mr. Nguyen Cong Tuu continued to re-enlist and was injured in the Buon Ma Thuot battlefield; in 1976, he was discharged and returned to his hometown. Back home, he and his wife, Mrs. Nguyen Thi Que, did all kinds of jobs but still lacked money. The couple lived in a poor countryside with a dilapidated thatched hut, and had many children, so poverty continued to haunt them year after year.
Then, after being considered by the Savings and Credit Group of the Vietnam Bank for Social Policies, his family was given a loan of 30 million VND to develop the household economy. He is a resourceful person, so he quickly approached veterinary, agricultural, construction officials... to ask for advice on building barns, fish ponds, lotus ponds, fruit gardens...
At first, the couple focused on raising livestock and poultry to earn income from the batches sold: chickens, geese, ducks, and pigs. The amount of waste from the pigs was transferred to the pond to feed the fish; the amount of waste from the poultry was composted to make fertilizer for the fruit trees in the garden. Therefore, each year, the family earned an income of 70 to 90 million VND after deducting expenses.
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| Chairman of the Commune Veterans Association inspected the social policy loan at Mr. Nguyen Cong Tuu's family. |
Currently, their 7 children are all grown up and have stable jobs, 3 of whom own trucks. From a poor household, they have now escaped poverty and become rich on more than 2 hectares of family land using the VAC model, the source of which is the source of the TDCSXH loan capital entrusted by the Vietnam Bank for Social Policies to the Women's Union of Van Thanh commune to manage.
... FRUIT TREE PLANTING
Also in Van Thanh commune, Mrs. Nguyen Thi Que's family currently owns a fruit garden of all kinds such as bananas, grapefruit, guava, lotus...; the farm of the family of Farmer's Association member Nguyen Duy Quyen and his wife, Ms. Nguyen Thi Lien, has 400 green-skinned grapefruit trees that have begun to bear fruit. All of these originated from policy loans.
As a poor household, since 2016, the family has been considered for preferential loans from the Vietnam Bank for Social Policies by the Savings and Credit Group... For the first time, holding 30 million VND from the Social Policy Loan fund to develop the family economy, the couple worked hard day and night, rain or shine; at night they made incense sticks for retail agents; during the day they hoe, till, and build in the garden, with the motto "take short to support long", so that the family escaped poverty in 2018. Now the family has a typical VAC farm complex of the commune.
INVEST IN LEARNING
In Van Thanh commune, many people also know the family of veteran member Nguyen Van Truyen, who before 2013 was a particularly poor household with the risk that his children would drop out of school. However, thanks to the social policy credit loan for students, his three children have graduated from university and have stable jobs with good incomes.
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| Thanks to the social policy capital, Mr. Truyen in Cong Trung hamlet escaped poverty and built a new house. |
From a particularly poor household to near-poor and then out of poverty, Mr. Nguyen Van Truyen's family was considered by the Savings and Credit Group of the Social Policy Bank of Cong Trung hamlet to borrow social policy capital to raise their children to study successfully, to eliminate poverty sustainably, and now has built a high-rise house, solid and spacious water and environmental sanitation facilities that meet new rural standards.
Or the family of veteran association member Ho Si Hanh in Lach Vang hamlet, from a near-poor household in 2013, has risen out of poverty and become a household with a fairly good economic life in the commune today, thanks to using social policy credit loans in early 2015 to develop livestock farming and plant hybrid acacia on an area of 0.5 hectares of rocky hill land. In June 2019, they exploited paper wood for an income of over 50 million VND...
Strictly implementing Directive 40-CT/TW dated November 22, 2014 of the Secretariat "on strengthening the Party's leadership over social policy credit", in Van Thanh commune, social policy beneficiaries in general enjoy preferential loans from the TDCSXH to eliminate hunger, reduce poverty sustainably, enrich themselves legitimately, contribute to maintaining political security, order, social safety, promote economic development, and build new rural areas in a synchronous and effective manner.
As of August 31, the outstanding policy credit balance in Van Thanh commune reached 11,258 million VND, with 392 customers still having outstanding loans, of which the outstanding loans of poor and near-poor households accounted for a large proportion of the total outstanding loans (Poor households 24.29%; Near-poor 25.7%). Regarding the mobilization of savings from organizations and individuals and savings and loan groups, the commune's savings balance reached 1,000 million VND.
