Conditions for loan support for people reintegrating into the community
Mr. Nguyen Van Hoa, residing in Quy Chau district, asked: What are the current procedures and conditions for receiving loan support for people reintegrating into the community? How long is the loan term?
Reply:
On August 17, 2023, the Prime Minister signed and issued Decision No. 22/2023/QD-TTg on credit for people who have completed their prison sentences (the Decision takes effect from October 10, 2023). In which:
-AboutApplicable objects(specified in Article 3, Clause 1):including people who have completed their prison sentence and have been granted a Certificate of Completion of Prison Sentence as prescribed in the Law on Enforcement of Criminal Judgments and people who have been granted amnesty and have been granted a Certificate of Amnesty as prescribed in the Law on Amnesty.
- About loan conditions(specified in KClause 2 Article 3):
+ Have a need to borrow capital; have their names on the list of people who have completed their prison sentences and are residing in the locality, comply with the provisions of the law, do not participate in social evils, established by the Commune Police and confirmed by the Commune People's Committee according to Form No. 01 attached to this Decision;
+ No outstanding debt at the Social Policy Bank for other credit programs with the same purpose of using loan capital for vocational training and production, business, and job creation according to the provisions of law. The maximum time from the completion of the prison sentence to the time of borrowing capital is 05 years.
-About the lending method (regulations)determined at KClause 1, Article 4):
Lending through households. The representative of the household of the person who has completed his/her prison sentence is the person who takes out the loan and transacts with the Social Policy Bank.
In case there is no member in the household who is 18 years of age or older or the remaining member is no longer able to work or does not have full civil capacity as prescribed by law, the person who has completed his/her prison sentence shall directly apply for a loan at the Social Policy Bank.
-About the deadlinegiveloan (regulation)determinedArticle 8):up to 120 months.
